Robby Oakes Mortgage

Chapel Hill Mortgage Lender | Robby's Blog about Mortgages in Raleigh, Durham, Chapel Hill, and Crystal Coast area of NC

  • Home
  • Our Main Site
  • Blog
  • Resources
    • Mortgage Calculator
    • First Time Home Buyer Tips
    • First Time Home Seller Tips
    • Home Appraisal
    • Home Inspection
    • Loan Checklist
    • Loan Process
    • Loan Programs
    • Mortgage FAQ
    • Mortgage Glossary
  • Contact Us
Block
Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
to Service and Transparency

Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

Rate Quote Icon
Get a Rate Quote
Want a quick quote? Fill out this form
Get Pre-Approved
Get Pre-Approved Now
Ready to get started? Click here!

What Really Happens If You Miss a Mortgage Payment

December 12, 2025 by Robby Oakes

Missing a mortgage payment can feel scary, especially when you are working hard to manage your finances and stay on track. Life happens, and sometimes unexpected situations make it difficult to pay on time. The good news is that one missed payment does not mean you will lose your home. Understanding what happens behind the scenes, what lenders look for, and how quickly you should take action can help you stay calm, fix the issue, and protect your credit.

Filed Under: Mortgage Tagged With: Homeowners, Mortgage Help, Mortgage Tips

Mortgage Planning for Long-Distance Relationships Becoming Local

December 11, 2025 by Robby Oakes

When two people in a long-distance relationship decide to finally live in the same city, the excitement is huge, and so are the financial decisions that come with it. Moving from long-distance to local often means navigating new jobs, new routines, and possibly a new home purchase.

Filed Under: Mortgage Tips Tagged With: Long-Distance Relationships, Mortgage Planning, Mortgage Tips

How to Avoid Overpaying for Homeowners Insurance with Your Mortgage

December 10, 2025 by Robby Oakes

When you buy a home with a mortgage, homeowners’ insurance is not optional, it is required. Lenders need to know the property is protected, and you need the peace of mind that comes with knowing your largest investment is covered. The challenge is that many homebuyers end up paying too much for their policy without even realizing it. With a little preparation, you can avoid overpaying and make sure your insurance matches your true needs rather than one size that fits all approach.

Filed Under: Mortgage Tips Tagged With: Home Buyers, Mortgage Tips, New Homeowners

What Are the Pros and Cons of No Deposit Mortgage Loans

December 9, 2025 by Robby Oakes

No deposit mortgage loans can sound appealing to buyers who want to purchase a home without spending years saving for a down payment. While these loans offer clear advantages, they also come with risks and responsibilities that every buyer should consider before moving forward.

Filed Under: Mortgage Tips Tagged With: First Time Buyer, Home Buyers, Mortgages

What’s Ahead For Mortgage Rates This Week – December 8th, 2025

December 8, 2025 by Robby Oakes

The PCE Index reports have come in–albeit delayed–and show inflation numbers that fell within expectations. The data also indicates that inflation has not worsened since before the government shutdown. It is widely believed that the Federal Reserve will likely cut rates once more.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

  • 1
  • 2
  • 3
  • …
  • 553
  • Next Page »

Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

How can we help?

Connect with Us

CIMG Residential Mortgage

Quick Links

  • Our Main Site
  • Accessibility Statement
  • NMLS Consumer Access
  • Privacy Policy
©2025 Robby Oakes Mortgage Team
Corporate Investors Mortgage Group
NMLS# 39460.
Licensed to Do Business in the State of NC

Equal_Housing_Opportunity

Copyright © 2025 · Powered by MySMARTblog

Copyright © 2025 · Genesis Sample Theme on Genesis Framework · WordPress · Log in