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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Mortgages and Divorce: Keeping Your Home During Life’s Changes

January 23, 2026 by Robby Oakes

Divorce or separation is a challenging time, and amidst the emotional and logistical complexities, handling mortgage issues can add another layer of stress.

Filed Under: Real Estate Tagged With: Divorce, Property, Real Estate

Homeowners in Financial Distress: Mortgage Forbearance and Loan Modification

January 22, 2026 by Robby Oakes

In times of financial hardship, such as job loss, medical emergencies, or economic downturns, homeowners may find it challenging to keep up with their mortgage payments. When facing such difficulties, understanding options like mortgage forbearance and loan modification can be crucial for maintaining stability and avoiding foreclosure.

Filed Under: Home Mortgage Tagged With: Forbearance, Loan Modification, Real Estate

Exploring the Benefits of Buying a Fixer-Upper

January 21, 2026 by Robby Oakes

Are you in the market for a new home? Have you considered the allure of a fixer-upper? While the idea of purchasing a home that needs a bit of TLC might seem daunting at first, numerous benefits come with this type of investment. We will plunge into the exciting world of fixer-uppers and uncover why they might just be the perfect choice for you.

Filed Under: Real Estate Tagged With: Build Equity, Fixer-Upper, Real Estate

What’s Ahead For Mortgage Rates This Week – January 20th, 2026

January 20, 2026 by Robby Oakes

Inflation reports have shown their cards, and they have come in line with expectations. These newer reports rely on less data from sources overall, which is why the PCE Index remains the Federal Reserve’s preferred inflation indicator–and that distinction is even more relevant now.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

The Role of A Down Payment: How Much Should I Save?

January 16, 2026 by Robby Oakes

Buying a home, a car, or any significant investment often involves making a down payment. The down payment is a crucial part of the purchasing process, as it can impact your loan terms, interest rates, and monthly payments. But how much should you save for a down payment, and why is it so important?

Filed Under: Home Buyer Tips Tagged With: Down Payment, New Home, Savings

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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