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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Understanding the Pros and Cons of Using HELOCs to Fund Investments

October 30, 2025 by Robby Oakes

A Home Equity Line of Credit, or HELOC, can be a powerful financial tool. It allows homeowners to borrow against the equity in their property, often at a lower interest rate than other types of credit. Some borrowers use HELOCs to fund investments such as real estate, business ventures, or the stock market. While this strategy can create opportunities, it also carries significant risks that must be carefully weighed.

Filed Under: Real Estate Tips Tagged With: Financial Planning, HELOC, Real Estate Investing

Should You Wait to Buy a Home Until Rates Drop?

October 29, 2025 by Robby Oakes

Many buyers are wondering if now is the right time to purchase a home or if they should wait for mortgage rates to fall. It is a fair question, especially when rates fluctuate and the headlines make it seem like waiting could save thousands. Understanding what affects rates, prices, and long-term value can help you make a confident decision that fits your financial goals.

Filed Under: Home Buying Tips Tagged With: Home Buying Tips, Mortgage Advice, Mortgage Tips

Understanding Mortgages and Inflation and How Borrowers Can Benefit

October 28, 2025 by Robby Oakes

Inflation affects nearly every part of the economy, from grocery prices to the cost of borrowing. For homeowners and buyers, understanding how inflation impacts mortgage rates and payments can be a powerful advantage. While rising prices can feel discouraging, there are strategic ways borrowers can benefit during inflationary periods.

Filed Under: Home Mortgage Tips Tagged With: Financial Planning, Inflation, Mortgages

What’s Ahead For Mortgage Rates This Week – October 27th, 2025

October 27, 2025 by Robby Oakes

While the government shutdown remains ongoing, inflation data for both the CPI and PPI has been released, indicating that inflation came in below expectations.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

What’s Ahead For Mortgage Rates This Week – October 27th, 2025

October 27, 2025 by Robby Oakes

While the government shutdown remains ongoing, inflation data for both the CPI and PPI has been released, indicating that inflation came in below expectations.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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