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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Veterans Day: Honoring Those Who Served and Helping Veterans Feel at Home

November 11, 2026 by Robby Oakes

Veterans Day is a time to recognize the men and women who have served in the United States Armed Forces. Their commitment deserves gratitude that extends beyond a single day. For real estate professionals and communities, one meaningful way to show appreciation is to help veterans and military families feel informed, welcomed, and supported when making housing decisions.

Filed Under: Holidays Tagged With: Honor Our Veterans, Military Families, Veterans Day

Veterans Day: Honoring Service and Understanding VA Home Loan Benefits

November 11, 2026 by Robby Oakes

Veterans Day is an opportunity to recognize the men and women who have served in the United States Armed Forces. Their commitment deserves gratitude that extends beyond a single day. For veterans, active-duty service members, and eligible surviving spouses who are considering homeownership, it is also a meaningful time to understand a benefit that may help them purchase or refinance a home: the VA home loan program.

Filed Under: Mortgage Tagged With: Thank You Veterans, VA Home Loan, Veterans Day

Why a Property Line Encroachment Can Affect Your Mortgage Approval

November 10, 2026 by Robby Oakes

A backyard fence, detached shed, or concrete patio may seem like a straightforward feature of a home. But what happens when part of that structure crosses the legal property line? Buyers sometimes discover this issue during the title or survey review, just as they are preparing to close. Known as an encroachment, it can raise questions that go beyond neighborly disagreements and may affect the mortgage process.

Filed Under: Mortgage Tips Tagged With: Mortgage Approvals, Mortgage Tips, Property Lines

What’s Ahead For Mortgage Rates This Week – November 9th, 2026

November 9, 2026 by Robby Oakes

With a relatively light week for economic releases, the primary focus of the economic landscape is the nonfarm payroll report, which has shown a positive trend over the last few releases. This should help consumers keep up with current inflation levels, although the Federal Reserve has remained firm in its commitment to reaching its 2% inflation target.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Can a Home With an Aging Roof Still Qualify for a Mortgage?

November 6, 2026 by Robby Oakes

A home with an older roof may be priced attractively, located in the perfect neighborhood, and otherwise meet everything on a buyer’s wish list. But roof condition can become an important question during mortgage approval. The issue is not simply how many birthdays the roof has had. Lenders and appraisers may be concerned about whether it protects the home adequately and whether visible defects create a property-condition problem.

Filed Under: Mortgage Tips Tagged With: Home Buyer Tips, Mortgage Approval, Roof Inspection

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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