Chapel Hill Mortgage Lender | Robby's Blog about Mortgages in Raleigh, Durham, Chapel Hill, and Crystal Coast area of NC
by Robby Oakes
If you’re a homeowner, foreclosure is one of those things you hope you never have to think about. But if payments start getting tight, it can suddenly feel very real–and very overwhelming.
The good news? Foreclosure doesn’t happen overnight, and you usually have more options than you think.
by Robby Oakes
Remodeling your home can be one of the best ways to increase its value–and make your space actually work for your life. But let’s be honest: it can also go sideways fast if you’re not careful.
Whether you’re tackling a small update or a full renovation, avoiding a few common pitfalls can save you time, money, and a whole lot of stress.
by Robby Oakes
The latest Trade Balance data has shown that despite the rigorous action involved with tariffs, it has had little impact on adjusting the trade balance amongst the US and other countries. The imbalance has gone the other direction — becoming worse — the last 3 releases alone.
by Robby Oakes
One of the most common misconceptions in home buying is that the amount you are approved for is the amount you should spend. In reality, lenders calculate the maximum you qualify for based on your income, debts, and credit profile.
by Robby Oakes
One of the most common mistakes buyers make after applying for a mortgage is changing their financial situation too quickly. This can include opening new credit cards, finance a car, or make large purchases. Even if you have already been pre-approved, lenders continue to monitor your financial profile until closing.
