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What’s Ahead For Mortgage Rates This Week – April 9th, 2018

April 9, 2018 by Robby Oakes

Last week’s economic reports included readings on construction spending, mortgage rates and weekly jobless claims. Other labor-related claims included ADP payrolls, Non-Farm Payrolls and the national unemployment rate.

Filed Under: Financial Reports Tagged With: Fed, Financial Reports, Rates

6 Money Making Tips For The First Time Home Seller

April 6, 2018 by Robby Oakes

Today’s homebuyers can have specific ideas and personal preferences that influence their decision on what attracts them to a particular property. While some prefer a fixer-upper, many desire a home that’s as close to turn-key as possible.

Filed Under: Real Estate Tagged With: Home Price, Home Seller, Real Estate

Should You Consider an Adjustable Rate Mortgage For Your Home Purchase?

April 5, 2018 by Robby Oakes

With mortgage rates finally looking like they may move upward a bit as the overall market improves the adjustable rate mortgage starts to come into play again.

Filed Under: Mortgage Tagged With: Adjustable Rate Mortgage, ARM, Mortgage

Questions and Answers Regarding The Veterans Loan Program

April 4, 2018 by Robby Oakes

Owning a home is important to military veterans just like the majority of other consumers. The Veteran’s Administration has provided an exceptional benefit for those who have served (or are currently serving) in any of the armed forces. And this VA Loan Program is helping thousands of service members achieve the goal of home ownership.

Filed Under: Mortgage Tagged With: Mortgage, VA, Veterans

The Younger Mortgage Market: Move Over Millennials, Gen Z Is Moving Into Home Ownership

April 3, 2018 by Robby Oakes

Although the majority of the Generation Z population make $25,000 or less per year, they really have embraced the American Dream of home ownership.

Filed Under: Mortgage Tagged With: Gen Z, Millennials, Mortgage

What’s Ahead For Mortgage Rates This Week – April 2nd, 2018

April 2, 2018 by Robby Oakes

Last week’s economic releases included readings from Case-Shiller, pending home sales, and consumer sentiment. Weekly reports on mortgage rates and first-time jobless claims were also released.

Filed Under: Financial Reports Tagged With: Fed, Financial News, Mortgage Rates

7 Tips To Plan A Spring Yard ‘Tune-Up’ Before Listing A Home For Sale

March 30, 2018 by Robby Oakes

The oft-repeated maxim that there is never a second chance to make a great first impression is especially true when it comes to real estate. Street appeal may focus on a dramatic approach to the front door, but prospective buyers will be especially “wowed” by an appealing back yard.

Filed Under: Real Estate Tagged With: Home Maintenance, Real Estate, Yard Maintenance

A Mortgage Pre-Approval Can Help You In Your Home Purchase Negotiations

March 29, 2018 by Robby Oakes

A mortgage pre-qualification is an initial estimate of what type of mortgage a borrower could get. It is limited, though, because it’s only based on what the borrower tells the lender, which might not be the same as what the lender finds out when it goes through a full process of analyzing the borrower and his credit.

Filed Under: Mortgage Tagged With: Mortgage, Negotiations, Pre-Approval

5 Tips For Prospective Buyers To Submit A Winning Offer

March 28, 2018 by Robby Oakes

In a hot real estate market, agents often tell buyers they must expect to make multiple offers before one is accepted. Disappointment may be the new normal rather than an exception. The stress of repeated rejections isn’t easy, so be prepared.

Filed Under: Real Estate Tagged With: Buying, Offer, Real Estate

Over 5 Trillion Dollars In Home Equity May Lead To More Cash Out Transactions

March 27, 2018 by Robby Oakes

US homeowners now have over 5 trillion dollars in home equity which is a very large amount of money! So this year may be the year for a lot of cash out refinances and other home equity mortgage products. Most often, when you are purchasing a home, you are buying at or below the appraised value and you are making a down payment.

Filed Under: Mortgage Tagged With: Cash Out, Home Equity, Mortgage

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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