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Is It Possible to Get a Mortgage With Less-than-Perfect Credit? Yes – and Here’s How

August 17, 2017 by Robby Oakes

Are you thinking about buying a new house? Whether you’re a first-time or experienced buyer, if your credit score isn’t looking too hot it can affect how much mortgage financing you receive – or whether you’re approved at all! But don’t fret. It’s still possible to get a mortgage approved, even with credit issues. Below we’ll share a few ways that you can get a mortgage loan even if your credit is less than perfect.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

NAHB: Builder Sentiment Surges in August

August 16, 2017 by Robby Oakes

Home builder confidence in housing market conditions surged in August after sagging to an eight-month low in July. The National Association of Home Builders reported a July reading of 68 in August after analysts expected a one- point increase from July’s Housing Market Index reading of 64. Any reading over 50 indicates that more builders consider housing market conditions positive than those who do not.

Filed Under: Home Values Tagged With: Homes Sales

You Ask, We Answer: What Kind of Fees Are Involved When I Get a Reverse Mortgage?

August 15, 2017 by Robby Oakes

If you are approaching your golden years and seeking a bit of financial flexibility, you might want to look at a reverse mortgage. Of course, a reverse mortgage isn’t without its costs. Let’s explore the fees that you will encounter when you take out a reverse mortgage loan.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Reverse Mortgages

What’s Ahead For Mortgage Rates This Week – August 14, 2017

August 14, 2017 by Robby Oakes

Job openings rose in June to 6.20 million as compared to May’s reading of 5.70 million job openings. Analysts said that increasing job vacancies show that employers are unable to find qualified workers. Business services, construction, health care and professional job sectors had the most job openings. Slow wage growth could be contributing to widespread job openings. Average wage growth has been running at approximately 2.50 percent, which is lower than the average of 3.50 to 4.00 percent typically seen during economic expansion.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

The Quick and Easy Guide to Determining How Big of a Mortgage Your Family Can Afford

August 11, 2017 by Robby Oakes

Are you shopping around for a new house or apartment? One of the key considerations you will need to make is figuring out how much you want to invest in your new home. Below you’ll find our quick and easy guide to determining just how much “house” you can afford. Let’s get started!

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Getting Tired of Renting? Here Are the Top 5 Reasons Why Young People Prefer Owning a Home

August 10, 2017 by Robby Oakes

At some point in their lives, every renter thinks about home ownership and whether or not it’s worth it. Let’s explore the top 5 reasons why young individuals prefer the idea of owning a home over renting.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

3 Reasons to Hit the Accelerator on Your Mortgage Payments – If You Can Afford It

August 9, 2017 by Robby Oakes

Does the thought of repaying your mortgage for the next twenty-plus years leave you feeling a little down? Whether you’ve had your mortgage for weeks or years, accelerating your payments is an excellent option that can help get your mortgage fully paid off in a shorter time frame. Let’s explore three great reasons to accelerate your payments so that your mortgage debt is paid down faster.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Payments

Community Living: The Quick and Easy Guide to Starting a Community Garden

August 8, 2017 by Robby Oakes

Ah, the city. With so many people living in an urban landscape these days, it can be hard to find anything more than a planter on the balcony for your herbs. And good luck finding space for vegetables or large flowering plants! Fortunately, coming up with a community garden can be a great way to get the locals together. If you’re wondering how to get started with this fun project, begin with the following guide.

Filed Under: Around The Home Tagged With: Around The Home, Community Involvement, Homeowner Tips

What’s Ahead For Mortgage Rates This Week – August 7, 2017

August 7, 2017 by Robby Oakes

Last week’s economic news included readings on pending home sales, construction spending. Several reports related to employment were also posted along with weekly readings on mortgage rates and new jobless claims.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

5 Things That First-time Home Buyers Wish They Knew Before They Signed

August 4, 2017 by Robby Oakes

Without a doubt, it can be both overwhelming and exciting to find your dream home and be able to put the money down for it. However, there are a lot of things to know before signing on the dotted line so you can avoid buyer’s remorse. Instead of going it alone, here are a few tips to keep in mind before you decide to commit to your new home.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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