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Is It Possible That Your Gender May Influence Your Home Mortgage Approval?

July 10, 2013 by Robby Oakes Leave a Comment

If you are applying for a joint mortgage on your property with your spouse or partner, the name that goes first could have more of an impact than you might think.

Filed Under: Housing Analysis Tagged With: Gender,Mortgage Study,Mortgage Approval

The Best And Worst Times Of The Year To Sell Your Home

July 9, 2013 by Robby Oakes Leave a Comment

Does the time of year when you put your home on the market affect how well it will sell? What about the final sales price?

According to many specialists in housing trends the answer is yes. The time of year when you sell your home can have an effect on how many people are interested and how much the home will sell for.

Filed Under: Home Selling Tips Tagged With: Sell Your Home,Home Sale Timing,best time to sell

What’s Ahead For Mortgage Rates This Week – July 8, 2013

July 8, 2013 by Robby Oakes Leave a Comment

Last week saw a relatively quiet week due to the 4th of July holiday, but there were some housing-related developments.

Filed Under: Housing Analysis Tagged With: Housing Analysis,Financial News,Mortgage Rates

Go Green By Faking It With Artificial Grass

July 5, 2013 by Robby Oakes Leave a Comment

The summer heat is starting to take its toll on you and your thirsty lawn. Homeowners spend hundreds of dollars every summer striving to grow healthy grass and keep it green. If you’re sick of trying to maintain a manicured lawn, then you can go green another way. Install artificial turf.

Filed Under: Around The Home Tagged With: Home Improvement,Home Maintenance,Yard Care

7 Smart Tips To Painting Your Own Home This Summer

July 3, 2013 by Robby Oakes Leave a Comment

Winter may have taken a toll on your home’s exterior this year. You’ve been noticing the cracking paint for months, but you don’t want to shell out the big bucks to hire a professional painter.

Don’t fret! With the weather warming and the nice summer weekends, it’s the perfect time to tackle that project of painting your home.

Filed Under: Around The Home Tagged With: Painting Your Home,Home Maintenance Tips,Do It Yourself

Liberate Yourself From Your Mortgage With This Simple Plan

July 2, 2013 by Robby Oakes Leave a Comment

What if you could accelerate the mortgage payment on your home so that you own your property several years earlier than your 15 or 30 year term?

Making your final mortgage payment and owning your house is an incredibly good feeling and there is a simple way that you can bring about that rewarding day much sooner.

Filed Under: Home Financing Tips Tagged With: Mortgage Acceleration,Pay Off Early,Mortgage Financing

What’s Ahead For Mortgage Rates This Week – July 1, 2013

July 1, 2013 by Robby Oakes Leave a Comment

The past week was active for economic news and mortgage rates. The aftermath of the Fed’s indication that it may start dialing back its multi-billion dollar monthly purchases of Treasury and mortgage backed securities has sent mortgage rates to record highs.

Filed Under: Housing Analysis Tagged With: Federal Reserve,Financial News,Mortgage Rates

How To Improve Your Credit Score For Better Financing Terms

June 28, 2013 by Robby Oakes Leave a Comment

You have found a home and are ready to apply for financing. Your pre-approval amount comes back not as high as you would have expected and at an interest rate significantly above what your friends just got on their loan. This could be because you have an average to poor credit score.

Filed Under: Home Financing Tips Tagged With: Credit Report,Home Financing,Credit Tips

5 Important Tips To Help Smooth Your Move When You Have Teens In The Home

June 27, 2013 by Robby Oakes Leave a Comment

You’ve got a new job offer across the country and you are planning to pack your things, buy a home and make the big move.

However, when you tell your 17 year old daughter your plans, she lets out a mournful wail and cries that it is not fair. How can you possibly take her away from all of her friends, her favorite hangout spots and the cute boy she just started seeing?

Filed Under: Home Buyer Tips Tagged With: Moving with family,Moving tips with teens,New Home Purchase

Home Prices Record Highest Monthly Gains Since Case Shiller Index Inception

June 26, 2013 by Robby Oakes Leave a Comment

The S&P Case-Shiller Home Price Indices for April indicate that the housing recovery gained ground.

In April 2013 average home prices tracked in the Case-Shiller 10 and 20-city Composites increased by 11.60 and 12.10 percent year-over-year. On a month-to-month basis, the Composites increased by 2.60 and 2.50 percent respectively.

Filed Under: Housing Analysis Tagged With: Case Shiller,Home Prices,FHFA

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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