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Your November Gardening Task List

November 15, 2012 by Robby Oakes

For homeowners who keep a garden, with the change of seasons comes a task list.

Filed Under: Around The Home Tagged With: Gardening, Mulch, Yard

Mortgage Approvals : Documents You’ll Need For Your Lender

November 14, 2012 by Robby Oakes

According to the Federal Reserve’s quarterly Senior Loan Officer Survey, it’s getting easier to get approved for a home loan.

Filed Under: Mortgage Guidelines Tagged With: Federal Reserve, Mortgage Approval, Senior Loan Officer Survey

When It Pays To Refinance Your Mortgage — Literally

November 13, 2012 by Robby Oakes

There are many reasons why homeowners opt to refinance, from obtaining a lower interest rate, to shortening the term of the loan, to switching mortgage loan types, to tapping into home equity.

Filed Under: Personal Finance Tagged With: Loan Term, Mortgage, Refinance

For November : Home Maintenance To-Do List

November 9, 2012 by Robby Oakes

With less sunlight, colder temperatures, and shorter days ahead, it’s a good time to cross those last-minute maintenance items off your homeowner to-do list.

Filed Under: Around The Home Tagged With: Cleaning, Home Repair, Home Safety

Questions First-Time Home Buyers Should Ask

November 8, 2012 by Robby Oakes

Buying your first home can be exciting, but you should also do your research to make sure that you ask the right questions.

Filed Under: Personal Finance Tagged With: Distressed Properties, First-Time Home Buyer, Home Values

Improving Market Index Swells To 125 In November

November 7, 2012 by Robby Oakes

The NAHB released its Improving Market Index for November 2012. The index is up four-fold in just 12 months.

Filed Under: Housing Analysis Tagged With: IMI, Improving Market Index, NAHB

October Jobs Report Blows Away Estimates; Mortgage Rates Falling

November 6, 2012 by Robby Oakes

Mortgage rates are performing surprisingly well after Friday’s release of the October 2012 Non-Farm Payrolls report.

Filed Under: The Economy Tagged With: Jobs, Mortgage Rates, Non-Farm Payrolls

HOA : The Role Of Homeowners Associations In Housing Communities

November 5, 2012 by Robby Oakes

For homes governed by an HOA, membership in the homeowners association is a condition of purchase; buyer are not permitted to opt-out.

Filed Under: Real Estate Definitions Tagged With: Condo, HOA, PUD

How Choosing Kitchen Colors Can Affect Your Eating Habits

November 2, 2012 by Robby Oakes

Have you ever walked into your kitchen and instantly felt hungry?

Filed Under: Around The Home Tagged With: Colors, Home Staging, Paint

Find A Mortgage Rate Strategy Ahead Of Friday’s Job Report

November 1, 2012 by Robby Oakes

Friday morning, the government’s Bureau of Labor Statistics will release its Non-Farm Payrolls report.

Filed Under: The Economy Tagged With: Jobs Report, Non-Farm Payrolls, Unemployment Rate

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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