Chapel Hill Mortgage Lender | Robby's Blog about Mortgages in Raleigh, Durham, Chapel Hill, and Crystal Coast area of NC
by Robby Oakes
Owning a home is a very important milestone in life and for most people it is the largest purchase that they will ever make.
Many first time home buyers are so eager to move into their new property that they overlook the fine print and details and make some mistakes.
Buying a home is a complicated process and there are many things to keep in mind when you are making these important decisions.
Here are a few financial mistakes to avoid when buying your home:
by Robby Oakes
Earthquakes, windstorms, rain damage, flooding, falling trees, vandalism, burglary… there are many things which could possibly happen to cause damage to your home.
This is why homeowner’s insurance is important, so that you can be protected in these unfortunate events.
However, home insurance doesn’t have to be as expensive as you might think.
There are a few ways that you can reduce the cost of this insurance and protect your home for less.
by Robby Oakes
From jagged mountains to sandy beaches to farmland as flat as the horizon, the United States has a huge variety of landscapes within its borders.
There are many places in the USA which will cause your jaw to drop in awe when beholding a particularly stunning landscape.
Here are a few examples of truly gorgeous places in the USA:
by Robby Oakes
Have you ever felt like some people just look stylish and put together all of the time, whereas you never quite know what to wear to look good?
How do chic and fashionable people make themselves look so good every day when you feel so frumpy and awkward?
Whether you are male or female, if you are slightly fashion clueless don’t despair!
Style doesn’t come naturally to everyone but it is still possible to learn how to put outfits together so that you look on trend and polished.
Stylish people don’t wake up looking that good; they have put time and effort into thinking about their personal look and creating a certain effect.
The trick is to find your personal style and identify which colors, patterns and cuts look the best on your particular body.
When you know what these things are you can mix them up to create stylish outfits that are guaranteed to look good!
by Robby Oakes
If you were to die tomorrow, would your spouse and your children have enough money to take care of themselves?
Life insurance is designed to help provide financial security to your loved ones after you pass away. The policy will cover your funeral costs, as well as setting aside money for your family to support them after you are gone.
Life insurance is especially important if you are the main breadwinner for the family.
by Robby Oakes
Mother’s Day is coming up on the second Sunday in May and this is the day when we thank our mothers for all of the hard work they have done for us.
On this special day Mother’s are lavished with presents, cards and attention from their families and loved ones and usually treated to flowers, chocolates, spa treatments, gifts and more.
Have you ever wondered where this tradition of honoring our mothers came from? You might be surprised to know that Mother’s Day has older origins than you might think.
by Robby Oakes
Many people who live in smaller towns or in the countryside love to spend their holidays in a major city. During a “city break” they can enjoy the cultural events, nightlife, fine dining, shopping and impressive architecture that only a decent sized city can provide.
However, the USA’s biggest and most famous city destinations, such as New York and LA are notorious for their astronomical prices. Although these huge mega-cities are very exciting to spend time in, they can also make a small travel budget disappear very quickly.
The good news is that there are many other alternative city break destinations which will offer plenty of culture, shopping, food and nightlife for a much cheaper price.
In these cities you will find better hotel rates, lower prices of gas, and more affordable food so that you can enjoy the excitement of the city for less.
by Robby Oakes
You’ve tried to make a budget and stick to it, recording your expenses and income on a spreadsheet and keeping track of your spending. However, you still seem to always end up with more month than money.
Where does it all go and what are you missing?
Budgets are not easy to keep and there are many things that you could be doing which are unintentionally ruining your best laid plans. Here are a few of the top things which can get in the way of your goal to save money:
by Robby Oakes
Scientists have reported that Americans spend approximately 16 minutes on average per day searching for lost items, which adds up to a full year of our lives.
That means that over the course of your lifetime you will spend one full year in frustration, searching desperately around your house for your car keys, remote control, cell phone, or other important belonging.
Is there any way that you can reduce the amount of time that you spend looking around for your stuff?
by Robby Oakes
Are you heading south of the border for your next holiday?
Mexico is a unique and fascinating country, with a diverse range of inhabitants and a long and complex history. There is a lot to know about Mexico, and learning a bit about this country can make your holiday a lot more interesting.
Here are some facts about the country, some strange, some funny, and some intriguing. Perhaps they will spark your interest and get you curious to learn more about Mexico during your travels:
