Chapel Hill Mortgage Lender | Robby's Blog about Mortgages in Raleigh, Durham, Chapel Hill, and Crystal Coast area of NC
by Robby Oakes
You’ve tried to make a budget and stick to it, recording your expenses and income on a spreadsheet and keeping track of your spending. However, you still seem to always end up with more month than money.
Where does it all go and what are you missing?
Budgets are not easy to keep and there are many things that you could be doing which are unintentionally ruining your best laid plans. Here are a few of the top things which can get in the way of your goal to save money:
by Robby Oakes
Scientists have reported that Americans spend approximately 16 minutes on average per day searching for lost items, which adds up to a full year of our lives.
That means that over the course of your lifetime you will spend one full year in frustration, searching desperately around your house for your car keys, remote control, cell phone, or other important belonging.
Is there any way that you can reduce the amount of time that you spend looking around for your stuff?
by Robby Oakes
Are you heading south of the border for your next holiday?
Mexico is a unique and fascinating country, with a diverse range of inhabitants and a long and complex history. There is a lot to know about Mexico, and learning a bit about this country can make your holiday a lot more interesting.
Here are some facts about the country, some strange, some funny, and some intriguing. Perhaps they will spark your interest and get you curious to learn more about Mexico during your travels:
by kwoods2012
Do you want to get in better physical shape, but hate the high costs of a gym membership and the intimidating atmosphere of big sweaty guys grunting over weights?
Don’t worry; belonging to a gym is not the only way that you can get your exercise fix.
There are many ways that you can get in great shape without ever having to set foot in a gym.
Here are a few ideas to get you started:
by kwoods2012
Trees are amazing living things.
They can live for hundreds of years, they can grow under all kinds of extreme conditions and they quietly cleanse CO2 from our atmosphere and provide us with oxygen.
They sway in the breeze, freeze in the winter and offer us welcome shade on a hot summer’s day. Trees give us everything from a perch for our childhood clubhouse to the wood in our pencils to the heat in our fireplace.
We should celebrate trees every day of the year, but the official holiday to honor these leafy wonders is Arbor Day.
The name Arbor Day comes from the Latin word “arbor” which means tree.
This holiday is dedicated to the planting and care of trees and it originated in Nebraska in 1872.
The holiday is observed in the springtime and the date changes according to the suitable planting conditions. In 2012, Arbor Day will be held on April 27th.
Here are a few ideas of what you can do on Arbor Day:
by kwoods2012
You might think that tweets are easy to write. They’re only 140 characters, how hard can it be?
However, because tweets are such small tidbits it is even more important that we pay attention to how they are written.
There are only so few words that can go into a tweet, so it’s crucial that you make sure these words are the right ones!
When your tweets are well written, Twitter can be a great tool to drive more traffic, gain followers, make contacts, and spread the word about you and what you do.
Here are some tips for writing attention-getting tweets:
by kwoods2012
Although winter snow can be lovely, there comes a point after your hands have gone numb from scraping the ice from your windshield and your back is sore from shoveling, when you wish that you could just lie back on a hammock under a palm tree and soak up some sun for a change.
If your budget is a bit tight this year you might be thinking that a beach holiday to a warmer climate is outside of your price range.
However, there are many cheap and hot travel destinations that can be reached from the USA for a lot less than you might think.
Here are a few ideas:
by kwoods2012
The snow is starting to melt, the sun is starting to come out of hiding and the birds are starting to sing in the trees.
Soon the flower buds will begin to open and the grass will transform into a lush carpet of green.
Spring is on the way and this time of rebirth and renewal is a great time to give a “spring cleaning” to all aspects of your life. You might do a spring cleaning on your home every year, getting rid of clutter and brushing away the cobwebs.
However, have you ever thought about giving a metaphorical spring clean to your lifestyle?
Taking some time to spring clean your life can help you eliminate old stresses, set new goals and approach the summer feeling fresh and energized.
by kwoods2012
Did you know that April is National Volunteer Month?
Volunteering is the art of giving your labor or expertise for free and many charities and local programs could not exist without the help of volunteers.
This month is the time to think about how you can give some of your time and efforts away to help your community.
by kwoods2012
Your car is your important mode of transport between point A and B, but if you are like many people you might also be in the habit of using it as a trash can on wheels.
Are you embarrassed when you offer someone else a ride in your vehicle because of the detritus of empty bottles, pieces of paper and food wrappers that litter the floor?
If you have children, do you have to clear an entire army of toys and stuffed animals from the back seat before anyone can sit down?
If your car is becoming a disaster zone, here are some tips for regaining control of the clutter.
