Chapel Hill Mortgage Lender | Robby's Blog about Mortgages in Raleigh, Durham, Chapel Hill, and Crystal Coast area of NC
by Robby Oakes
If you were to die tomorrow, would your spouse and your children have enough money to take care of themselves?
Life insurance is designed to help provide financial security to your loved ones after you pass away. The policy will cover your funeral costs, as well as setting aside money for your family to support them after you are gone.
Life insurance is especially important if you are the main breadwinner for the family.
by Robby Oakes
Mother’s Day is coming up on the second Sunday in May and this is the day when we thank our mothers for all of the hard work they have done for us.
On this special day Mother’s are lavished with presents, cards and attention from their families and loved ones and usually treated to flowers, chocolates, spa treatments, gifts and more.
Have you ever wondered where this tradition of honoring our mothers came from? You might be surprised to know that Mother’s Day has older origins than you might think.
by Robby Oakes
Many people who live in smaller towns or in the countryside love to spend their holidays in a major city. During a “city break” they can enjoy the cultural events, nightlife, fine dining, shopping and impressive architecture that only a decent sized city can provide.
However, the USA’s biggest and most famous city destinations, such as New York and LA are notorious for their astronomical prices. Although these huge mega-cities are very exciting to spend time in, they can also make a small travel budget disappear very quickly.
The good news is that there are many other alternative city break destinations which will offer plenty of culture, shopping, food and nightlife for a much cheaper price.
In these cities you will find better hotel rates, lower prices of gas, and more affordable food so that you can enjoy the excitement of the city for less.
by Robby Oakes
You’ve tried to make a budget and stick to it, recording your expenses and income on a spreadsheet and keeping track of your spending. However, you still seem to always end up with more month than money.
Where does it all go and what are you missing?
Budgets are not easy to keep and there are many things that you could be doing which are unintentionally ruining your best laid plans. Here are a few of the top things which can get in the way of your goal to save money:
by Robby Oakes
Scientists have reported that Americans spend approximately 16 minutes on average per day searching for lost items, which adds up to a full year of our lives.
That means that over the course of your lifetime you will spend one full year in frustration, searching desperately around your house for your car keys, remote control, cell phone, or other important belonging.
Is there any way that you can reduce the amount of time that you spend looking around for your stuff?
by Robby Oakes
Are you heading south of the border for your next holiday?
Mexico is a unique and fascinating country, with a diverse range of inhabitants and a long and complex history. There is a lot to know about Mexico, and learning a bit about this country can make your holiday a lot more interesting.
Here are some facts about the country, some strange, some funny, and some intriguing. Perhaps they will spark your interest and get you curious to learn more about Mexico during your travels:
by kwoods2012
Do you want to get in better physical shape, but hate the high costs of a gym membership and the intimidating atmosphere of big sweaty guys grunting over weights?
Don’t worry; belonging to a gym is not the only way that you can get your exercise fix.
There are many ways that you can get in great shape without ever having to set foot in a gym.
Here are a few ideas to get you started:
by kwoods2012
Trees are amazing living things.
They can live for hundreds of years, they can grow under all kinds of extreme conditions and they quietly cleanse CO2 from our atmosphere and provide us with oxygen.
They sway in the breeze, freeze in the winter and offer us welcome shade on a hot summer’s day. Trees give us everything from a perch for our childhood clubhouse to the wood in our pencils to the heat in our fireplace.
We should celebrate trees every day of the year, but the official holiday to honor these leafy wonders is Arbor Day.
The name Arbor Day comes from the Latin word “arbor” which means tree.
This holiday is dedicated to the planting and care of trees and it originated in Nebraska in 1872.
The holiday is observed in the springtime and the date changes according to the suitable planting conditions. In 2012, Arbor Day will be held on April 27th.
Here are a few ideas of what you can do on Arbor Day:
by kwoods2012
You might think that tweets are easy to write. They’re only 140 characters, how hard can it be?
However, because tweets are such small tidbits it is even more important that we pay attention to how they are written.
There are only so few words that can go into a tweet, so it’s crucial that you make sure these words are the right ones!
When your tweets are well written, Twitter can be a great tool to drive more traffic, gain followers, make contacts, and spread the word about you and what you do.
Here are some tips for writing attention-getting tweets:
by kwoods2012
Although winter snow can be lovely, there comes a point after your hands have gone numb from scraping the ice from your windshield and your back is sore from shoveling, when you wish that you could just lie back on a hammock under a palm tree and soak up some sun for a change.
If your budget is a bit tight this year you might be thinking that a beach holiday to a warmer climate is outside of your price range.
However, there are many cheap and hot travel destinations that can be reached from the USA for a lot less than you might think.
Here are a few ideas:
