Robby Oakes Mortgage

Chapel Hill Mortgage Lender | Robby's Blog about Mortgages in Raleigh, Durham, Chapel Hill, and Crystal Coast area of NC

  • Home
  • Our Main Site
  • Blog
  • Resources
    • Mortgage Calculator
    • First Time Home Buyer Tips
    • First Time Home Seller Tips
    • Home Appraisal
    • Home Inspection
    • Loan Checklist
    • Loan Process
    • Loan Programs
    • Mortgage FAQ
    • Mortgage Glossary
  • Contact Us

What’s Ahead For Mortgage Rates This Week – January 22nd, 2024

January 22, 2024 by Robby Oakes

The following week of CPI and PPI reports are typically lighter, with this week showing the same trend. There are a number of interesting interim reports that are worth noting however, including the Federal Reserve’s Beige Book which indicates the labor market has been cooling across most of the country. Following up is the Consumer Sentiment Reports, which is an excellent indicator for how the average consumer feels about their buying power, reflecting on the current economic conditions. Slower inflation, cheaper gas and a healthy economy have boosted optimism. Lastly, retail sales reports showing activity in December.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Exploring Down Payment Options and Their Impact on Mortgage Terms

January 19, 2024 by Robby Oakes

Embarking on the journey of homeownership is an exciting and significant step in one’s life. One crucial aspect of this process is the down payment, which can greatly influence the terms of your mortgage.

Filed Under: Mortgage Tagged With: Down Payment, Mortgage, Mortgage Terms

How Automation and Technology are Changing Real Estate

January 18, 2024 by Robby Oakes

In the rapidly evolving landscape of real estate, smart homes are emerging as a transformative force, reshaping the way we live and interact with our living spaces. Automation and technology have become integral components of modern homes, offering unprecedented levels of convenience, efficiency, and sustainability. This article delves into the burgeoning realm of smart homes, exploring the impact of automation and technology on the real estate industry and the future trends that promise to redefine our concept of home.

Filed Under: Mortgage Tips Tagged With: Automation, Mortgage, Technology

Loan-to-Value Ratio (LTV): The Key to Mortgage Approval

January 17, 2024 by Robby Oakes

Securing a mortgage is a significant milestone on the path to homeownership. As you embark on this journey, you’ll likely encounter various terms and ratios that play a crucial role in the approval process. One such essential factor is the Loan-to-Value ratio, commonly known as LTV.

Filed Under: Mortgage Tagged With: LTV, Mortgage, Mortgage Approval

What’s Ahead For Mortgage Rates This Week – January 16th, 2024

January 16, 2024 by Robby Oakes

With the release of the CPI and PPI we received a clearer picture of what’s ahead. With the inflation numbers for CPI (Consumer Price Index) arriving a bit warmer than expected, there was some speculation that it could cause some hesitation from the Federal Reserve on reducing rates for this year.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Reflecting on MLK Day: A Celebration of Equality and Justice

January 15, 2024 by Robby Oakes

Martin Luther King Jr. Day serves as a touching reminder of the permanent mark left by one of the most influential figures in the American civil rights movement

Filed Under: Holiday Tips Tagged With: Equality, Justice for All, MLK Day

Balancing Educational Debt with Homeownership Goals

January 12, 2024 by Robby Oakes

In the pursuit of the American dream, many individuals find themselves walking a tightrope between educational aspirations and the desire to own a home. The burden of student loan debt can often seem impossible, making the prospect of homeownership feel like a distant dream.

Filed Under: Student Loans Tagged With: budgeting, Mortgage, student loans

First-Time Homebuyer’s: Understanding Mortgage Terminology

January 11, 2024 by Robby Oakes

Obtaining a mortgage can seem to be filled with perplexing terms and concepts. Don’t worry, though – we’re here to decode the complexities and make it easy for you to navigate the mortgage landscape with confidence.

Filed Under: Home Mortgage Tips Tagged With: First Time Buyer, Mortgage, Principal

Renting Out Your Property and Becoming a Landlord with a Mortgage

January 10, 2024 by Robby Oakes

Becoming a landlord can be a profitable undertaking, providing a steady income stream and potential long-term investment growth. It is important to understand the complexities of managing a property while still under a mortgage. We will discuss the key insights into renting out your property and becoming a landlord while maintaining a mortgage.

Filed Under: Home Mortgage Tagged With: Insurance, Mortgage, Property Rental

Unveiling the Power of VA Loans for Veterans

January 9, 2024 by Robby Oakes

For the brave men and women who have served in the armed forces, the dream of homeownership becomes more attainable and rewarding through the power of VA loans. We will discuss the unique features that make VA loans a tool for veterans, empowering them to secure homes with financial flexibility and favorable terms.

Filed Under: Home Mortgage Tagged With: Mortgage, VA Benefits, VA Loans

  • « Previous Page
  • 1
  • …
  • 33
  • 34
  • 35
  • 36
  • 37
  • …
  • 261
  • Next Page »

Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

How can we help?

Connect with Us

CIMG Residential Mortgage

Quick Links

  • Our Main Site
  • Accessibility Statement
  • NMLS Consumer Access
  • Privacy Policy
©2025 Robby Oakes Mortgage Team
Corporate Investors Mortgage Group
NMLS# 39460.
Licensed to Do Business in the State of NC

Equal_Housing_Opportunity

Copyright © 2025 · Powered by MySMARTblog

Copyright © 2025 · Genesis Sample Theme on Genesis Framework · WordPress · Log in