Robby Oakes Mortgage

Chapel Hill Mortgage Lender | Robby's Blog about Mortgages in Raleigh, Durham, Chapel Hill, and Crystal Coast area of NC

  • Home
  • Our Main Site
  • Blog
  • Resources
    • Mortgage Calculator
    • First Time Home Buyer Tips
    • First Time Home Seller Tips
    • Home Appraisal
    • Home Inspection
    • Loan Checklist
    • Loan Process
    • Loan Programs
    • Mortgage FAQ
    • Mortgage Glossary
  • Contact Us

What’s Ahead For Mortgage Rates This Week – May 6th, 2024

May 6, 2024 by Robby Oakes

With the passing of the Federal Open Market Committee rate decision panel, we now have definitively confirmed that the Federal Reserve intends to keep the rates at a two-decade high, for the sixth straight meeting by a unanimous vote.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

What Every Homeowner Should Know About Mortgage Forbearance

May 3, 2024 by Robby Oakes

With all of the economic uncertainties, many homeowners find themselves facing financial hardships that impact their ability to meet mortgage payments.

Filed Under: Mortgage Tips Tagged With: Finance Options, Forbearance, Mortgage

Mortgage Tips for Empty Nesters: Downsizing and Relocating

May 2, 2024 by Robby Oakes

So you are soon to be an empty nester! With the kids flown from the nest, it’s your time to welcome a new chapter of freedom and flexibility. Whether you’re looking to downsize to a cozier space or relocate to your dream destination, navigating the mortgage landscape can seem overwhelming.

Filed Under: Homebuyer Tips Tagged With: Downsizing, Empty Nesters, Mortgage

The Role of a Co-Signer in Mortgage Applications: Pros, Cons, and Alternatives

May 1, 2024 by Robby Oakes

Are you dreaming of owning your own home but facing obstacles in securing a mortgage? You’re not alone. Many aspiring homeowners encounter challenges due to factors like credit history, income, or debt-to-income ratio. There is a potential solution that could help you achieve your homeownership goals: a cosigner.

Filed Under: Mortgage Application Tagged With: Co-Signer, Mortgage, Mortgage Approval

Choosing Between a Home Equity Loan and HELOC

April 30, 2024 by Robby Oakes

As a homeowner, tapping into your home equity can be a strategic financial move. Whether you’re renovating your house, consolidating debt, or covering major expenses, two popular options stand out: home equity loans and home equity lines of credit (HELOCs).

Filed Under: Mortgage Tips Tagged With: HELOC, Home Equity, Motgage

What’s Ahead For Mortgage Rates This Week – April 29th, 2024

April 29, 2024 by Robby Oakes

At Wednesday’s meeting, the Federal Open Market Committee (FOMC) is widely expected to maintain the current federal funds rate target range of 5.25% to 5.50%. This decision comes amidst conflicting economic signals. Tailing that, there is the Chicago PMI, Non-farm Payrolls, and the full release of the Consumer Confidence report. All of these are expected to match current economic conditions.

The prior week’s GDP numbers also factor into the equation, informing that economic growth has slowed this year compared to the previous year for Quarter 1. The PCE Index, the Federal Reserve’s preferred choice of inflation indicators, has shown inflation is within expectations but the whole picture is clear.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Making Homeownership a Reality: Exploring Affordable Housing Initiatives

April 26, 2024 by Robby Oakes

In the realm of real estate, the dream of homeownership often feels like a distant horizon for many individuals and families. Skyrocketing property prices, coupled with stagnant wages, have created significant barriers to entry into the housing market. However, amidst these challenges, there is a glimmer of hope in the form of affordable housing initiatives.

Filed Under: Home Buyer Tips Tagged With: Affordable Housing, Government Subsidies, Mortgage

A New Homebuyer’s Guide to Understanding Property Taxes

April 25, 2024 by Robby Oakes

Purchasing a new home is an exciting milestone, but it also comes with various responsibilities, including understanding property taxes. Property taxes are a crucial aspect of homeownership, as they contribute to local government funding and services. In this guide, we’ll break down everything you need to know about property taxes as a new homebuyer.

Filed Under: Mortgage Tagged With: New Home, New Homebuyer, Property Taxes

How Your Home Equity Can Help You Reach Your Retirement Goals

April 24, 2024 by Robby Oakes

If you plan on retiring soon, you are probably looking at a few options that can get you over the hump. You are probably excited to start a new phase of life. With a record number of people closing in on their retirement age, many are starting to assess their resources to make sure they have enough money to last them for the rest of their lives.

Filed Under: Mortgage Tagged With: Equity, Mortgage, Retirement

The Fundamental Role of Title Insurance

April 23, 2024 by Robby Oakes

Title insurance is a necessary component of real estate transactions, playing a pivotal role in safeguarding the interests of buyers, sellers, and lenders. While it might not be as prominent as other aspects of the real estate process, its significance cannot be overstated.

Filed Under: Home Financing Tips Tagged With: Financing Tips, Protection, Title Insurance

  • « Previous Page
  • 1
  • …
  • 47
  • 48
  • 49
  • 50
  • 51
  • …
  • 283
  • Next Page »

Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

How can we help?

Connect with Us

CIMG Residential Mortgage

Quick Links

  • Our Main Site
  • Accessibility Statement
  • NMLS Consumer Access
  • Privacy Policy
©2025 Robby Oakes Mortgage Team
Corporate Investors Mortgage Group
NMLS# 39460.
Licensed to Do Business in the State of NC

Equal_Housing_Opportunity

Copyright © 2026 · Powered by MySMARTblog

Copyright © 2026 · Genesis Sample Theme on Genesis Framework · WordPress · Log in