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How Much Of A Down Payment Should I Make On My Home?

November 29, 2019 by Robby Oakes

There are a lot of steps that people need to take when buying a home. One of the most common issues that people discuss is the down payment. Most banks will require a down payment so that they aren’t the only ones taking on the risk of buying a home. The common question people have is how much of a down payment they should apply.

Filed Under: Mortgage Tagged With: Down Payment, Mortgage, PMI

3 Crucial Questions To Ask Before You Co-Sign A Mortgage

November 27, 2019 by Robby Oakes

A mortgage is a significant responsibility. For this reason, many people have someone co-sign with them on their mortgage. Before agreeing to co-sign on any mortgage, it is important to ask the right questions. There are several crucial questions that everyone should ask before they co-sign on someone else’s mortgage.

Filed Under: Mortgage Tagged With: Co-Sign, Financing Options, Mortgage

3 Signs You’re Not Ready To Buy A Home

November 26, 2019 by Robby Oakes

Those who are looking at buying a home need to think about whether or not they are truly ready for this responsibility. When someone takes out a mortgage, this is frequently the largest loan someone will ever apply for in their life. Furthermore, owning a home also means homeowners insurance, real estate taxes, home maintenance, and home repairs.

Filed Under: Mortgage Tagged With: Debt Management, Mortgage, Savings

What’s Ahead For Mortgage Rates This Week – November 25th, 2019

November 25, 2019 by Robby Oakes

Last week’s scheduled economic news releases included readings on builder sentiment from the National Association of Home Builders and. Commerce Department data on housing starts and building permits issued.

Filed Under: Financial Reports Tagged With: Housing Starts, Interest Raes, Mortgage Rates

How Much Money To Budget For Home Maintenance

November 22, 2019 by Robby Oakes

Owning a home comes with a lot of responsibilities. One of these involves home maintenance. Sometimes, people are surprised by the size and frequency of home maintenance costs.

Filed Under: Real Estate Tagged With: Home Improvement, Household Repairs, Real Estate

5 Essential Books To Read Before Starting In Real Estate

November 21, 2019 by Robby Oakes

It is important for everyone to put money in a position to make money in order to make financial dreams come true. One of the common targets that people circle is real estate investing.

Filed Under: Real Estate Tagged With: Education, Market Trends, Real Estate

Four Common Headaches Of A Homeowners Association

November 20, 2019 by Robby Oakes

When you are looking to purchase a home, you might hear a lot about something called a homeowners association, often shortened to HOA. While there are benefits of having an HOA in a living community, these benefits also have their drawbacks.

Filed Under: Real Estate Tagged With: HOA, Real Estate, Rules and Regulations

Three Important Benefits Of An Open Floor Plan

November 19, 2019 by Robby Oakes

If you are looking for a new home, or if you are looking to renovate your existing home, you might have heard about something called an open floor plan. In today’s era of housing, this layout has become more popular.

Filed Under: Real Estate Tagged With: Home Design, Open Concept, Real Estate

What’s Ahead For Mortgage Rates This Week – November 18th, 2019

November 18, 2019 by Robby Oakes

Last week’s economic reporting included readings on inflation, testimony by Federal Reserve Chair Jerome Powell, and weekly readings on mortgage rates and new unemployment claims.

Filed Under: Financial Reports Tagged With: Financial Reports, Jobless Claims, Mortgage Rates

How To Navigate The Changing Remodeling Market

November 15, 2019 by Robby Oakes

Remodeling is a common project that homeowners take on. If you are looking to remodel your home, it is important to keep in mind that this involves more than just improving your living area. If you remodel your home, you might also be expecting to generate a return on your investment.

Filed Under: Real Estate Tagged With: Home Improvement, Market Trends, Real Estate

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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