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Understanding Debt-to-Income Ratio: A Key Factor in Mortgage Approval

March 1, 2024 by Robby Oakes

When it comes to securing a mortgage for your dream home, there’s a crucial number that can make or break your application: your debt-to-income ratio (DTI).

Filed Under: Credit Scoring Tagged With: Credit Score, Debt to Income, Mortgage

Understanding Your Credit Score And How It Impacts Your Home Ownership Prospects

June 10, 2014 by Robby Oakes

Understanding your credit score and how it impacts your home ownership prospects your credit score is an important part of your financial profile. It has a direct impact on your ability to take out loans.

Filed Under: Credit Scoring Tagged With: Credit Score, Home Buying, Mortgage, Real Estate, Real Estate Tips

Improve Your Credit Score To Get Better Mortgage Rates

January 16, 2013 by Robby Oakes

Borrowers with high credit scores get access to lower mortgage rates and can find the mortgage approval process to be more smooth than borrowers with low credit scores.

Filed Under: Credit Scoring Tagged With: Credit Scores, FICO, TransUnion

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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