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Investor Thoughts: What Home-buyers Can Learn from a Real Estate Investor’s Stand-point

April 21, 2016 by Robby Oakes

There are plenty of things to consider when purchasing a home, from the size of place that you’re looking for to the amount of home you’re able to afford. While it’s certainly worth knowing what you want going in, here are a few factors that investors often think about when it comes to making or breaking the appeal of a real estate purchase.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Home Investments

How the Truth in Lending Act Protects You When You Take Out a Mortgage

March 24, 2016 by Robby Oakes

If you’re planning to get a mortgage, it’s critical that you know your rights under the law. The Truth in Lending Act (TILA) is a piece of federal legislation that governs how mortgage lenders can and cannot operate their businesses.

So how does the Truth in Lending Act protect you, and what are your rights under this legislation? Here’s what you need to know.

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips, Mortgage Tips, The Truth In Lending Act

3 Tips and Tricks to Make Mortgage Pre-Qualification Easy

March 15, 2016 by Robby Oakes

If you’re planning to buy a home, you should know that the mortgage pre-qualification process is the first in a series of steps that eventually lead to home ownership. A pre-qualification is different from a pre-approval – the pre-qualification meeting is simply you and your lender hashing out how much you can afford to spend on a property. But once you’ve been pre-qualified, it makes the mortgage process easier.

So how can you make the pre-qualification quick and painless so you can get on with your house hunt? Here’s what you need to know.

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips, Mortgage Pre Qualification Tips, Mortgage Tips

Ready to Move in to Your New Home? Not So Fast! Take Care of These 3 Items Before the Big Move

March 11, 2016 by Robby Oakes

With the excitement involved in moving into a new home and all of the things that need to be done, it can be easy to forget a few important things before you load up the moving van. If the day of departure is drawing closer and you’re mulling over the final details, here are some items you may want to check off the list first.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Moving Tips

Worried about Your FICO Score? 4 Easy Strategies to Fix It Up

March 10, 2016 by Robby Oakes

If you’re worried about your bad credit, you’ll want to do everything in your power to improve your rating as quickly as possible – especially if you have a major purchase coming up. Improving your credit rating can give you access to better interest rates on mortgages or even help you to get that job you’re after.

So how can you boost your FICO score quickly and easily? Here’s what you need to know.

Filed Under: Home Buyer Tips Tagged With: FICO Score, Home Buyer Tips, Improving Credit Scores

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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