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Second Mortgage vs. Refinancing and How to Identify Which Option is Right for You

February 14, 2025 by Robby Oakes

When homeowners need access to funds or want to optimize their mortgage terms, they often face a critical decision: Should I get a second mortgage or refinance? Both options have unique advantages and considerations, making it essential to evaluate your financial situation and long-term goals before choosing the best path.

Filed Under: Homeowner Tips Tagged With: Home Loans, Real Estate Finance, Refinancing

Can You Use Income From Two Jobs to Qualify for a Mortgage?

January 8, 2025 by Robby Oakes

If you’re wondering whether you can use the income from two jobs to qualify for your dream home, the answer is yes, but there are some important factors to consider.

Filed Under: Homeowner Tips Tagged With: Home Financing Center, Mortgage Advice, Mortgage Specialist

Key Professionals to Know When Building Your Homeowner Network

November 22, 2024 by Robby Oakes

Owning a home is a rewarding milestone that symbolizes stability and personal achievement. It also comes with its fair share of challenges and responsibilities. Maintenance, emergencies, and long-term property planning require having the right professionals in your network to ensure a smooth homeownership experience.

Filed Under: Homeowner Tips Tagged With: Essential Contacts, Home Maintenance, Homeowner Network

Tips for a More Productive and Comfortable Home Office Space

November 19, 2024 by Robby Oakes

As remote work continues to progress, having a well-designed home office is more than just a luxury, it has become a necessity.

Filed Under: Homeowner Tips Tagged With: Home Office Design, Productivity Tips, Remote Work

Green Mortgages Financing Energy Efficient Homes

July 9, 2024 by Robby Oakes

A green mortgage is a type of home loan designed to incentivize energy-efficient building practices. These mortgages are specifically tailored for properties that meet certain environmental standards, encouraging homeowners and buyers to consider energy efficiency as a key factor in their purchasing decisions.

Filed Under: Homeowner Tips Tagged With: Eco Friendly, Energy Efficient Mortgage, Mortgage

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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