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Deciding Between 30-Year vs. 20-Year Mortgages: Which Is the Right Fit for You?

May 7, 2024 by Robby Oakes

Are you in the market for a new home? One of the most crucial decisions you’ll face is choosing the right mortgage term. With options like 30-year and 20-year mortgages available, it’s essential to weigh the pros and cons to make an informed decision that suits your financial goals.

Filed Under: Mortgage Rates Tagged With: 20 Year Mortgage, 30 Year Mortgage, Mortgage

Mortgage Rate Locks: When and How to Secure the Best Rate

December 29, 2023 by Robby Oakes

Rate locks provide financial stability, especially for those on a tight budget. Unpredictable rate changes can significantly impact the affordability of a mortgage, and a rate lock mitigates this risk.

Filed Under: Mortgage Rates Tagged With: Mortgage, Mortgage Rates, Rate Locks

Understanding the Distinction Between Mortgage Interest Rates and APR

August 8, 2023 by Robby Oakes

This article aims to shed light on the dissimilarities between the mortgage interest rate and the APR, helping borrowers navigate the mortgage landscape more confidently.

Filed Under: Mortgage Rates Tagged With: APR, Mortgage, Mortgage Rates

Understanding the Distinction Between Mortgage Interest Rates and APR

August 8, 2023 by Robby Oakes

This article aims to shed light on the dissimilarities between the mortgage interest rate and the APR, helping borrowers navigate the mortgage landscape more confidently.

Filed Under: Mortgage Rates Tagged With: APR, Mortgage, Mortgage Rates

5 Key Factors That Affect Your Mortgage Rate

May 1, 2018 by Robby Oakes

Many first time home buyers often wonder what factors determine their mortgage rate. Is it their credit score? Is it the type of loan chosen? Is it the size of the loan?

Filed Under: Mortgage Rates Tagged With: credit, Financing, Mortgage Rates

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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