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Important Things You Should Know About Land Surveys

May 19, 2023 by Robby Oakes

A land survey is an essential tool that is used to determine the exact boundaries of a piece of land or property. It is often required when buying, selling, or dividing land, and is also important for resolving property line disputes.

Filed Under: Mortgage Tips Tagged With: Insurance, Land Survey, Mortgage

How to Run a Quick Financial Health Check Before You Apply for a Mortgage

April 13, 2023 by Robby Oakes

Are you planning on using a mortgage to help cover the cost of a new home? If so, you will want to prepare your finances and figure out how you will manage all those wallet-draining monthly expenses. Let’s take a look at how to run a quick financial health check to ensure you are ready to apply for a mortgage.

Filed Under: Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Tips, Real Estate

Why Your ‘Debt-to-Income Ratio’ Number Matters When Obtaining a Mortgage

April 6, 2023 by Robby Oakes

If you are looking to buy a home, you may want to consider shopping for a loan first. Having your financing squared away ahead of time can make it easier to be taken seriously by buyers and help move along the closing process. For those who are looking to get a mortgage soon, keep in mind that the Debt-to-Income ratio of the borrower plays a huge role in the approval of your mortgage application.

Filed Under: Mortgage Tips Tagged With: credit, DTI, Mortgage Tips

Thinking About a New Home? 3 Reasons Why a Mortgage Will Be the Best Money You Ever Borrow

February 15, 2023 by Robby Oakes

In these days of low interest rates, it can be a great idea to get into the real estate market and invest in a home. However, if you don’t have the funds saved up to buy a home outright, it may seem like more of a burden than it’s worth. The good news is that you might qualify for a mortgage loan, which tend to come with more favorable terms than a traditional bank loan. Here are three reasons why a mortgage might just be the best money you ever borrow.

Filed Under: Mortgage Tips Tagged With: Down Payments, Home Mortgage Tips, Mortgage

What Do First-Time Homebuyers Need To Know?

October 25, 2022 by Robby Oakes

If you are purchasing a house for the first time, you are probably excited to imagine what your life might look like in a bunch of different houses. At the same time, the process can be a bit overwhelming.

Filed Under: Mortgage Tips Tagged With: First Time Buyer, Mortgage, New Home

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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