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Reasons To Think Twice Before Paying Off Your Mortgage Too Quickly

September 5, 2013 by Robby Oakes Leave a Comment

Most of the financial advice out there is focused on how you can pay off the mortgage on your home as quickly as possible, from making lump sum payments to switching to bi-weekly payments rather than monthly.

Filed Under: Mortgage Tips Tagged With: Mortgage Tips,Liquid Assets,Investments

7 Tips On Getting A New Mortgage After Bankruptcy

September 3, 2013 by Robby Oakes Leave a Comment

You have found your dream home and you are eager to get a mortgage, move into the property and start enjoying life there. However, there is only one problem standing in your way – the fact that you have been through some hard financial times in the past.

Filed Under: Mortgage Tips Tagged With: Mortgage Tips,Bankruptcy,Mortgage Loans

It’s Important To Follow These Specific Steps When Using Gift Funds For Your Down Payment

August 21, 2013 by Robby Oakes Leave a Comment

As lenders tighten mortgage guidelines for home buyers, minimum down payment requirements are increasing.

Filed Under: Mortgage Tips Tagged With: Gift Funds,Gift Letter,Mortgage Guidelines

These Overlooked Issues Can Become Deal-Killers For Your Mortgage Application

August 15, 2013 by Robby Oakes Leave a Comment

A mortgage loan approval is never final until it’s funded. And that means after you’ve signed the final paperwork and the bank has wired funds to escrow.

Filed Under: Mortgage Tips Tagged With: Mortgage Tips,Mortgage Guidelines,Deal Killers

Whatever You Do, Don’t Make These Common Mortgage Mistakes

August 14, 2013 by Robby Oakes Leave a Comment

Are you applying for a mortgage on your home? Keep in mind that a mortgage is a major financial decision and choosing one will have a significant impact on the rest of your life.

Filed Under: Mortgage Tips Tagged With: Mortgage Tips,Mortgage Rates,Loan Application

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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