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Consider an Adjustable-Rate Mortgage If You Plan to Sell Within 5 Years

March 6, 2024 by Robby Oakes

Which is better — a fixed-rate mortgage or an adjustable-rate mortgage (ARM)? It’s a common question among home buyers and refinancing households. The answer? It depends.

Filed Under: Mortgage Tips Tagged With: Adjustable Rate Mortgage, Buying and selling, Mortgage

Maximizing Your Profits: A Guide to Utilizing Construction Loans for Fix-and-Flip Projects

March 5, 2024 by Robby Oakes

Fix-and-flip projects can be lucrative endeavors for real estate investors, but they often require a significant upfront investment. One key financial tool that savvy investors use to fund these projects is a construction loan. We will examine how you can leverage construction loans to maximize your profits in the fix-and-flip game.

Filed Under: Mortgage Tips Tagged With: Constrcution Loans, Mortgage Options, Renovation

Loan Servicing Companies

February 23, 2024 by Robby Oakes

What happens when you suddenly get a notice to pay your mortgage to a company you may have never heard of? How do you determine if this is a legitimate request or a scam?

Filed Under: Mortgage Tips Tagged With: Loan Servicing, Mortgage

Navigating Mortgages as a Self-Employed Professional: A Guide to Non-QM Lending

February 8, 2024 by Robby Oakes

For self-employed professionals, the mortgage process can feel like passing through a maze, fraught with challenges and uncertainties. Traditional lending standards often favor individuals with stable, predictable incomes, leaving entrepreneurs and freelancers in a precarious position.

Filed Under: Mortgage Tips Tagged With: Mortgage, Non-QM, Self Employed

Millennials and the Pursuit of Homeownership

January 30, 2024 by Robby Oakes

With rapid technological advancements and shifting societal norms, millennials find themselves facing a unique set of challenges and opportunities when it comes to securing a mortgage. The journey toward homeownership for this generation is a multifaceted one, influenced by factors ranging from soaring student loan debt to evolving housing preferences.

Filed Under: Mortgage Tips Tagged With: Homeownership, Millennials, Mortgage

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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