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Let’s Chat! How to Get Prepared for Your House-Hunting Journey

February 4, 2025 by Robby Oakes

Imagine that you are exploring your city or a new city and you stumble upon your dream home. It is perfect! With an open kitchen for entertaining, a backyard oasis for relaxation, and all the space you’ve envisioned.

Filed Under: Mortgage Tips Tagged With: First Time Home Buyer , Home Buying Tips , Mortgage Advice

How to Refinance Your Mortgage

January 24, 2025 by Robby Oakes

Refinancing your mortgage can be a strategic financial decision, enabling you to save money, access home equity, or adjust your loan terms to better suit your current financial situation.

Filed Under: Mortgage Tips Tagged With: Home Finance, Mortgage Refinance, Refinance Tips

Understanding an Appraisal Contingency in Your Home Purchase

November 6, 2024 by Robby Oakes

When buying a home, you have the option to include contingencies in your purchase contract. These protect you by setting certain conditions that must be met for the contract to remain valid. If any contingency isn’t satisfied, you can back out of the sale without penalty.

Filed Under: Mortgage Tips Tagged With: Appraisal Contingency, Home Buying 101, Mortgage Tips

Do Not Get Spooked by Your Underwater Mortgage – How Refinancing Can Help You Escape

October 31, 2024 by Robby Oakes

It’s Halloween season, and while it’s fun to enjoy spooky decorations and scary movies, there’s nothing fun about feeling haunted by your mortgage–especially if you owe more on your home than it’s currently worth. If you’re feeling trapped in an underwater mortgage, don’t let it send chills down your spine!

Filed Under: Mortgage Tips Tagged With: Mortgage Freedom, Mortgage Refinance, Underwater Mortgage

Effective But Creative Ways to Save Money for a Down Payment

October 30, 2024 by Robby Oakes

Saving for a down payment can feel overwhelming, but with some creative strategies, you can make it happen faster than you think. Whether you’re a first-time homebuyer or looking to upgrade, these tips can help you reach your goal and set you on the path to homeownership.

Filed Under: Mortgage Tips Tagged With: Home Buying Tips, Mortgage Advice, Mortgage Goals

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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