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How Automation and Technology are Changing Real Estate

January 18, 2024 by Robby Oakes

In the rapidly evolving landscape of real estate, smart homes are emerging as a transformative force, reshaping the way we live and interact with our living spaces. Automation and technology have become integral components of modern homes, offering unprecedented levels of convenience, efficiency, and sustainability. This article delves into the burgeoning realm of smart homes, exploring the impact of automation and technology on the real estate industry and the future trends that promise to redefine our concept of home.

Filed Under: Mortgage Tips Tagged With: Automation, Mortgage, Technology

Creative Financing Options for Homebuyers

December 20, 2023 by Robby Oakes

When it comes to purchasing Real Estate, the traditional financing options may not always be the perfect fit for every aspiring homeowner. Fortunately, a range of alternative financing options exists, offering innovative solutions that cater to diverse financial circumstances. Here are some creative financing avenues that empower homebuyers to achieve their dream of homeownership: rent-to-own, lease-purchase agreements, and shared equity arrangements.

Filed Under: Mortgage Tips Tagged With: Finance Options, Homebuyers, Mortgage

Comparing Temporary and Permanent Mortgage Buydowns

November 16, 2023 by Robby Oakes

t’s important to note that while a temporary buydown can lower monthly payments during the buydown period, it does not reduce the total amount of interest paid over the life of the loan. In fact, the total interest paid over the life of the loan may be higher due to the upfront fee paid to fund the buydown.

Filed Under: Mortgage Tips Tagged With: Mortgage, Mortgage Buydowns, Mortgage Options

Understanding Assumable Mortgage Loans

November 8, 2023 by Robby Oakes Leave a Comment

Mortgage loans are an essential aspect of financing the purchase of a property. Among the various types of mortgages available, one option that may be advantageous for both buyers and sellers is an assumable mortgage loan. An assumable mortgage loan is a type of home loan agreement that allows a homebuyer to assume the existing […]

Filed Under: Mortgage Tips Tagged With: Assumable Loans, Mortgage, Mortgage Choices

Avoiding Becoming House Poor: A Path to Financial Security and Balance

August 16, 2023 by Robby Oakes

As the housing market continues to evolve, it becomes increasingly crucial for aspiring homeowners to tread carefully and avoid falling into the trap of being house poor. The dream of owning a home should not come at the expense of financial stability and overall well-being. Here are some essential tips to steer clear of this precarious situation:

Filed Under: Mortgage Tips Tagged With: Finances, House Poor, Mortgage Tips

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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