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How Will A Short Sale Affect Your Ability To Buy Another House In The Future?

November 21, 2023 by Robby Oakes

One of the most immediate consequences of a short sale is its impact on your credit score. When you sell your home for less than the amount owed on your mortgage, the lender reports the debt as “settled” or “paid less than the full amount,” which can significantly lower your credit score.

Filed Under: Mortgage Tagged With: Home Ownership, Real Estate, Short Sale

How to Go From Renting to Owning a Home

November 10, 2023 by Robby Oakes Leave a Comment

Going from renting to owning a home can be a significant financial and personal milestone, but it requires careful planning and preparation. Here are some steps to take to make the transition from renting to owning: Determine your budget: Calculate your current expenses and income to determine how much you can afford to spend on […]

Filed Under: Mortgage Tagged With: Down Payment, Mortgage, Rent To Own

Mortgage Rate Locks: When and How to Secure a Favorable Rate

November 9, 2023 by Robby Oakes Leave a Comment

Securing a mortgage to purchase your dream home is a significant financial decision. One of the essential aspects of this process is locking in a favorable mortgage rate. A mortgage rate lock ensures that the interest rate on your loan remains the same for a specified period, protecting you from potential rate fluctuations. We will […]

Filed Under: Mortgage Tagged With: Mortgage, Mortgage Rates, Rate Lock

Simple Tips for a Stunning First Impression

October 5, 2023 by Robby Oakes

Begin with a Welcoming Entrance: The front door is the gateway to your home, and a fresh coat of paint can do wonders to revitalize its appearance. Consider selecting a color that complements your home’s style and personality. Don’t shy away from bold choices that create a statement.

Filed Under: Mortgage Tagged With: Curb Appeal, First Impression, Yard

Best Things To Do Now To Get Your Finances Mortgage Ready

September 21, 2023 by Robby Oakes

You probably already know that qualifying for a mortgage can be the biggest hurdle — aside from actually finding that dream property — along the path to home ownership.

Filed Under: Mortgage Tagged With: Budget, Mortgage, organization

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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