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What Is A Mechanic’s Lien?

May 9, 2023 by Robby Oakes

To initiate a mechanic’s lien, the contractor or supplier must follow a specific set of procedures, which can vary depending on the jurisdiction. Generally, these procedures involve filing a notice of claim with the appropriate government office, notifying the property owner of the claim, and giving the owner an opportunity to dispute the claim.

Filed Under: Mortgage Tagged With: Contractor, debt, Mortgage

How the Purchase and Refinance Mortgage Process Works

May 4, 2023 by Robby Oakes

Determine your budget: Before you start shopping for a home, you need to figure out how much you can afford to spend. You can do this by calculating your monthly income, expenses, and debt, and getting pre-approved for a mortgage.

Filed Under: Mortgage Tagged With: budgeting, Mortgage, Refinance

DIY Improvements Do Not Have To Be Expensive: A Few Examples

May 3, 2023 by Robby Oakes

There are many do-it-yourself (DIY) home improvement projects that can be completed on a budget and still have a significant impact. Enhancing the appearance and functionality of your home doesn’t have to be costly or time-consuming.

Filed Under: Mortgage Tagged With: DIY Projects, Home Improvement Loan, Mortgage

Purchasing A House That Requires Repairs: What To Know

May 2, 2023 by Robby Oakes

If you are looking for a way to save money on the purchase of your next home, you might be thinking about buying a property that requires repairs. Keep in mind that you will not be able to move into this property right away, so is it the best option? You could open the door to unique financing options that could make it easier for you to purchase your next property.

Filed Under: Mortgage Tagged With: Home Improvement, Mortgage, Repairs

What Does It Mean To Be In A Seller’s Market: A Brief Overview

April 27, 2023 by Robby Oakes

In the realm of real estate, market conditions can differ significantly due to a variety of factors. One such state is known as a sellers’ market, which typically benefits those wanting to sell their property. Let’s dive into what makes a sellers’ market advantageous for homeowners looking to offload their house and why it’s an attractive option for buyers too.

Filed Under: Mortgage Tagged With: Demand, Inventory, Mortgages

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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