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The Do’s And Dont’s Of Making Your Offer More Competitive

March 9, 2023 by Robby Oakes

Today, the housing market is more competitive than it has ever been in the past. You may have your eyes on your dream home, but how can you make it stand out from the crowd?

Filed Under: Mortgage Tagged With: New Home, Offer, Real Estate

Manage These 3 Items Before Applying For A Mortgage

March 8, 2023 by Robby Oakes

GMortgage lenders weigh the risk of getting their principal and interest paid back by looking at the qualities of the prospective borrrower. And due to the amount of money being requested and lent to purchase homes, those requirements can become daunting.

Filed Under: Mortgage Tagged With: Buyer, Home Financing, Mortgage

Short-Term Vacation Rentals: What To Know

March 7, 2023 by Robby Oakes

If you are interested in purchasing a rental property, you might want a short-term rental that you can use as a vacation home. This can be a great way to generate some additional income, and you might be able to make thousands of dollars every week if you purchase a property in the right location. On the other hand, there are several important factors you need to consider before you purchase a rental property.

Filed Under: Mortgage Tagged With: Investing, Mortgage, Rental Investment

What Are The Benefits And Drawbacks Of Putting 20 Percent Down On A Home Purchase?

March 3, 2023 by Robby Oakes

Several generations ago, lenders required home buyers to have a 20 percent down payment in order to get a mortgage. While there were a few options out there for people who couldn’t save this substantial amount, the reality was that for the majority of people, the 20 percent down was a requirement.

Filed Under: Mortgage Tagged With: Down Payment, Mortgage, Piggyback Loan

The Top Benefits Of A Single Close Construction Loan

March 1, 2023 by Robby Oakes

If you are thinking about building your own home, you might be wondering how construction loans work. There are plenty of options available, but one of the most popular choices is a single-close construction loan.

Filed Under: Mortgage Tagged With: Construction Loan, Interest Rates, Mortgage

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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