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How To Successfully Use Your Down Payment to Achieve Your Home Buying Goals

April 5, 2023 by Robby Oakes

When you are considering purchasing a home, understanding the lending guidelines regarding a down payment is important.

Filed Under: Mortgage Tagged With: Down Payment, Mortgage, Seasoning

White Lies That Could Make It Harder To Buy A Home

March 31, 2023 by Robby Oakes

Right now, the real estate market is very competitive, and you might be tempted to use a few white lies to make your offer seem more competitive. No matter how much you want to purchase a home, you need to make sure you are completely honest and open when you go through the process from start to finish.

Filed Under: Mortgage Tagged With: Application, Honesty, Mortgage

Rebuilding Costs: Rethinking How Much Homeowners Insurance You Really Need

March 30, 2023 by Robby Oakes

Buying a home comes with numerous financial planning obligations. It’s far from a turn-key operation and one of the significant challenges involves developing a working knowledge about things often outside your area of expertise.

Filed Under: Mortgage Tagged With: Homeowner's Insurance, Mortgage, Rebuilding

Mortgage Interest Rate Versus APR: What To Know

March 23, 2023 by Robby Oakes

When you go through the process of applying for a mortgage, you need to make sure you understand all of the terms on the page. Two of the most common numbers you will come across include the mortgage rate and the APR. Many people associate both of these numbers with interest rates, but you will probably notice that they are not quite the same. What are the differences between these two numbers, and how are they going to impact your mortgage loan?

Filed Under: Mortgage Tagged With: APR, Mortgage, Mortgage Rates

Navigating A Market With Higher Interest Rate

March 22, 2023 by Robby Oakes

Even though interest rates have gone up significantly during the past few months, there are still opportunities for you to find a home at a great price. The high interest rate can be discouraging for some people, but as long as you know how to navigate the market, you can still put yourself in a position to be successful.

Filed Under: Mortgage Tagged With: Interest Rates, Mortgage, New Home

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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