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Refinancing A Mortgage: How Does This Work?

October 21, 2022 by Robby Oakes

If your financial situation has changed, you might be interested in refinancing your mortgage. In general, refinancing means that you will replace your current mortgage with a new one.

Filed Under: Mortgage Tagged With: Mortgage, Mortgage Payment, Refinance

A Non-QM Mortgage: What Does This Mean?

October 14, 2022 by Robby Oakes

If you are interested in purchasing a house, you need to review all of the offers available. The vast majority of loan officers are going to talk about something called qualifying mortgages, which is usually shortened to QM.

Filed Under: Mortgage Tagged With: Mortgage, Non-QM, Self Employed

Finding The Best Mortgage Deal: What To Do

October 13, 2022 by Robby Oakes

You have worked hard for your money, and you probably want to save as much of it as you possibly can. That means you need to find the best possible mortgage deal you can.

Filed Under: Mortgage Tagged With: Mortgage, Mortgage Fees, Mortgage Rates

What Are Conditional Approvals?

October 6, 2022 by Robby Oakes

As you take a look at potential houses for sale, what does it mean if you see a house with a conditional approval? Does that mean you can swoop in and purchase the house with a better offer? Even though a conditional approval doesn’t mean that the sale is guaranteed to go through, it does mean that an agreement is in place.

Filed Under: Mortgage Tagged With: Conditional Approval, Mortgage, Mortgage Tips

Using Your Equity To Buy Another House: What To Consider

October 5, 2022 by Robby Oakes

Buying a home is a dream that many people want to make come true. At the same time, many people dream of buying a second home. Perhaps you are looking for a rental property. Maybe you are looking for a vacation home. Regardless, you might be wondering how you can come up with the necessary cash to finance this dream. You might even be thinking about tapping into the equity in your current home to make that happen. It could be your down payment for your second house, but what do you need to know?

Filed Under: Mortgage Tagged With: Equity, Mortgage, New Home

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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