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The Importance Of Pre-Approval During The Homebuying Process

August 26, 2022 by Robby Oakes

If you want to buy a home in the near future, you are probably aware of just how competitive the housing market is. You need to put yourself in the best position possible to be successful by getting pre-approved for a home loan.

Filed Under: Mortgage Tagged With: Housing Market, Mortgage, Pre-Approval

Mortgage Shopping And Your Credit Score

August 17, 2022 by Robby Oakes

The vast majority of people have to take out a home loan to purchase a house. This means applying for a mortgage. Unfortunately, shopping for a mortgage can actually hurt your credit score.

Filed Under: Mortgage Tagged With: Credit Score, Mortgage, Mortgage Shopping

What To Know About a 40-Year Mortgage

August 16, 2022 by Robby Oakes

If you take a look at your mortgage options, you might find an option for a 40-year mortgage. Now, most lenders do not offer this as an option, but if you find yourself struggling to keep up with your mortgage payments, the lender may offer to restructure your loan into a 40-year term. Is this a smart move, and what do you need to know about this choice?

Filed Under: Mortgage Tagged With: 40 Year Loan, Loan Options, Mortgage

The Top Reasons To Downsize When You Retire

August 12, 2022 by Robby Oakes

If you have been in your house for a long time, there is a great chance that you have paid off almost the entirety of your mortgage. Furthermore, your home may have even gone up in value by tens of thousands of dollars.

Filed Under: Mortgage Tagged With: Downsizing, Mortgage, Retirement

The Top Tech Upgrades For Your Home During A Home Improvement Project

August 2, 2022 by Robby Oakes

If you want to increase the value of your home, you might be thinking about conducting a renovation project. You can significantly increase the appeal of your home if you add some advanced technology. What are a few of the top tech upgrades you should consider adding to your home? Take a look at some of the top options below, and consider reaching out to a professional who can help you.

Filed Under: Mortgage Tagged With: Mortgage Tips, Smart Fridge, Upgrading Your Home

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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