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Expenses To Consider When Buying A Home

August 31, 2022 by Robby Oakes

When you are in the process of buying a home, it can be intimidating to take a look at so many factors. A home has a big price tag, and you need to make sure that you budget accordingly.

Filed Under: Mortgage Tagged With: Expenses, Mortgage, New Home

The Importance Of Pre-Approval During The Homebuying Process

August 26, 2022 by Robby Oakes

If you want to buy a home in the near future, you are probably aware of just how competitive the housing market is. You need to put yourself in the best position possible to be successful by getting pre-approved for a home loan.

Filed Under: Mortgage Tagged With: Housing Market, Mortgage, Pre-Approval

Mortgage Shopping And Your Credit Score

August 17, 2022 by Robby Oakes

The vast majority of people have to take out a home loan to purchase a house. This means applying for a mortgage. Unfortunately, shopping for a mortgage can actually hurt your credit score.

Filed Under: Mortgage Tagged With: Credit Score, Mortgage, Mortgage Shopping

What To Know About a 40-Year Mortgage

August 16, 2022 by Robby Oakes

If you take a look at your mortgage options, you might find an option for a 40-year mortgage. Now, most lenders do not offer this as an option, but if you find yourself struggling to keep up with your mortgage payments, the lender may offer to restructure your loan into a 40-year term. Is this a smart move, and what do you need to know about this choice?

Filed Under: Mortgage Tagged With: 40 Year Loan, Loan Options, Mortgage

The Top Reasons To Downsize When You Retire

August 12, 2022 by Robby Oakes

If you have been in your house for a long time, there is a great chance that you have paid off almost the entirety of your mortgage. Furthermore, your home may have even gone up in value by tens of thousands of dollars.

Filed Under: Mortgage Tagged With: Downsizing, Mortgage, Retirement

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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