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Is Now a Good Time to Cash Out Your Home Equity?

March 12, 2019 by Robby Oakes

For many Americans, their home is their primary investment. The equity stored in your residence can be a source of available cash for home repairs, upgrades, or for financing the purchase of investment properties. However, few homeowners really understand the process that results in home equity.

Filed Under: Mortgage Tagged With: Equity, Mortgage, Refinance

5 Options To Consider When Your Appraisal Comes In Low

March 8, 2019 by Robby Oakes

Yikes! You are already set on buying the home that you picked out and the appraisal comes back at a lower amount than the amount needed for the home loan to be approved. What do you do? After you calm down your significant-other and then take three deep breaths, here are some options to consider.

Filed Under: Mortgage Tagged With: Appraisal, Home Buying, Mortgage

8 Ways To Maintain A Great Credit Score

February 28, 2019 by Robby Oakes

Having an excellent credit score is very useful. The following are some tips on how to maintain a superb credit score.

Filed Under: Mortgage Tagged With: Budget, Credit Score, Mortgage

Is a Hard Money Loan the Right Strategy for You?

January 30, 2019 by Robby Oakes

When used as a part of an effective real estate investment strategy, hard money loans are an excellent tool to quickly increase holdings without risking existing properties. However, these loans aren’t for everyone.

Filed Under: Mortgage Tagged With: Finance Options, Hard Money, Mortgage

3 Tips To Save For A Down Payment

January 10, 2019 by Robby Oakes

Saving up for a down payment can feel overwhelming. Most people have never saved up the kind of money it takes for a down payment. It can be done, though. The goal is to put 20% down on a house. This is what it takes if you don’t want to have to pay private mortgage insurance every month.

Filed Under: Mortgage Tagged With: Down Payment, Financing Options, Mortgage

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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