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More Home Loan Options Now Available For Borrowers With Bad Credit

October 3, 2019 by Robby Oakes

For a long time after the real estate housing crisis in 2008, buyers with a poor credit history had a difficult time finding mortgage financing. It was a problem that trapped those seeking to buy a home because so many lost their homes from the inability to pay their mortgages.

Filed Under: Mortgage Tagged With: Credit Score, Financing Options, Mortgage

Expanding Opportunities For Home-Buying In ‘Opportunity Zones’

September 24, 2019 by Robby Oakes

Opportunity Zones were created by the 2017 Tax Cuts and Jobs Act to encourage investors with capital gains on other investments to invest that money in low-income and undercapitalized communities. They get a reward of deferring capital gains tax. They avoid a portion of it altogether if they keep the investment for five years or longer.

Filed Under: Mortgage Tagged With: Investment Opportunities, Market Trends, Mortgage

How To Crowdfund A Renovation Project

September 20, 2019 by Robby Oakes

Crowdfunding came into prominence with the Jumpstart Our Business Startups (JOBS) Act that President Obama signed into law during 2012 and subsequent enhancements. The JOBS Act made it easier for startups to raise money and for the first time allowed the legal ability to advertise the investments and accept small investors.

Filed Under: Mortgage Tagged With: Financing, Market Trends, Mortgage

Simple Tips To Pay Off A Home Mortgage Loan Faster

June 26, 2019 by Robby Oakes

It is a major life decision to buy a home and yet many do not consider how much they will pay on the interest over the life of the loan. All they usually think about is if they can afford to pay the monthly mortgage payments.

Filed Under: Mortgage Tagged With: Home Loan, Interest, Mortgage

What Is A Reverse Mortgage?

June 12, 2019 by Robby Oakes

A reverse mortgage is a way to use the equity value that built up in a home to improve the quality of life for those who have appropriate circumstances when they reach the retirement age of 62 or older. With a reverse mortgage, a person continues to live in their own home and retains the title to it but does not have to make any monthly reverse mortgage payments.

Filed Under: Mortgage Tagged With: Equity, Financing, Mortgage

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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