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8 Ways To Maintain A Great Credit Score

February 28, 2019 by Robby Oakes

Having an excellent credit score is very useful. The following are some tips on how to maintain a superb credit score.

Filed Under: Mortgage Tagged With: Budget, Credit Score, Mortgage

Is a Hard Money Loan the Right Strategy for You?

January 30, 2019 by Robby Oakes

When used as a part of an effective real estate investment strategy, hard money loans are an excellent tool to quickly increase holdings without risking existing properties. However, these loans aren’t for everyone.

Filed Under: Mortgage Tagged With: Finance Options, Hard Money, Mortgage

3 Tips To Save For A Down Payment

January 10, 2019 by Robby Oakes

Saving up for a down payment can feel overwhelming. Most people have never saved up the kind of money it takes for a down payment. It can be done, though. The goal is to put 20% down on a house. This is what it takes if you don’t want to have to pay private mortgage insurance every month.

Filed Under: Mortgage Tagged With: Down Payment, Financing Options, Mortgage

Home Buying Power Remains In Motion Depsite Rising Mortgage Rates

November 30, 2018 by Robby Oakes

The real estate market does not occupy a space outside the laws of physics. As Sir Isaac Newton so aptly theorized, “for every action, there is an equal and opposite reaction.” When applying the English physicist’s Third Law to today’s rising mortgage rates, anticipating the reaction can be valuable information if you are planning to buy or sell a home or commercial property.

Filed Under: Mortgage Tagged With: Home Sales, Interest Rates, Mortgage

Mortgage Challenges For Self-Employed Home Buyers

November 28, 2018 by Robby Oakes

It’s no secret that mortgage lending institutions look favorably on steady paychecks and positive debt-to-income ratios. That can leave many self-employed prospective home buyers feeling anxious about getting approved for a mortgage. But just like the 9-to-5ers who get regular paychecks, self-employed people earning a good living can get approved with a little due diligence.

Filed Under: Mortgage Tagged With: Credit Score, Mortgage, Self-Employment

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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