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Financing Your Solar Roof

May 4, 2018 by Robby Oakes

Going solar can make life sunnier for some homeowners. In addition to reducing energy dependence by “borrowing” energy directly from the sun, purchasers may also enjoy a 30 percent federal Solar Investment Tax Credit and other incentives, according to SEIA.

Filed Under: Mortgage Tagged With: Financing, Mortgage, Solar

Understanding the Basic Interest Rates Difference Between Fixed and Variable

May 3, 2018 by Robby Oakes

Home loans are available in an assortment of lending packages, but the big difference that consumers need to pay attention to at a minimum is how the interest charge is calculated. Interest is the margin that represents the profit and risk offset for a lender financing a consumer’s home purchase.

Filed Under: Mortgage Tagged With: Fixed, Interest Rates, Mortgage

5 Ways Millennial Buyers Can Snag Their Dream Home In This Sellers Market

May 2, 2018 by Robby Oakes

According to the 2017 Home Buyer and Seller Generational Trends Report, Millennials bought 34% of the homes sold; the largest of any generation last year.

Filed Under: Mortgage Tagged With: Millenials, Mortgage, Pre-Approval

The Home-Buying Closing Process in a Nutshell

April 26, 2018 by Robby Oakes

The closing process for a home purchase is an exciting time. The home is finished, the purchase is ready to be finalized and it’s almost time to move in. The final steps of the closing process ensures both parties are able to meet their requirements and all the paperwork is in place and verified.

Filed Under: Mortgage Tagged With: Closing, Escrow, Mortgage

Equity Loan and HELOC vs. Reverse Mortgage – What’s the Difference?

April 24, 2018 by Robby Oakes

There are times in our lives when the idea of freeing up cash becomes desirable or necessary. Near retirement, this is a common consideration. The typical financial tool that many retirees want to know about is a reverse mortgage, but it’s not the only equity tool available.

Filed Under: Mortgage Tagged With: HELOC, Home Equity, Reverse Mortgage

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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