Mortgage lenders weigh the risk of getting their principal and interest paid back by looking at the qualities of the prospective borrower. Due to the amount of money being requested and lent to purchase homes, those requirements can become daunting.
Should You Consider an Adjustable Rate Mortgage For Your Home Purchase?
With mortgage rates finally looking like they may move upward a bit as the overall market improves the adjustable rate mortgage starts to come into play again.
Questions and Answers Regarding The Veterans Loan Program
Owning a home is important to military veterans just like the majority of other consumers. The Veteran’s Administration has provided an exceptional benefit for those who have served (or are currently serving) in any of the armed forces. And this VA Loan Program is helping thousands of service members achieve the goal of home ownership.
The Younger Mortgage Market: Move Over Millennials, Gen Z Is Moving Into Home Ownership
Although the majority of the Generation Z population make $25,000 or less per year, they really have embraced the American Dream of home ownership.
A Mortgage Pre-Approval Can Help You In Your Home Purchase Negotiations
A mortgage pre-qualification is an initial estimate of what type of mortgage a borrower could get. It is limited, though, because it’s only based on what the borrower tells the lender, which might not be the same as what the lender finds out when it goes through a full process of analyzing the borrower and his credit.
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