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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Buying Vs. Building a House

August 31, 2023 by Robby Oakes

Buying a house is generally quicker and more convenient than building one. You can move in as soon as you close the deal, without having to wait for construction to be completed.

Filed Under: Mortgage Tagged With: Buy Vs Building, Mortgage, New Home

How to Save The Most Money When Buying a House

August 30, 2023 by Robby Oakes

Buying a house is one of the most significant financial decisions in one’s life, and it’s essential to make smart choices to save money during the process. While purchasing a home can be expensive, there are several strategies you can implement to maximize your savings and make the most of your investment.

Filed Under: Mortgage Tagged With: Closing Costs, Mortgage, New Home

Buying for Retirement: 3 Reasons Why You’ll Want to Buy Your Retirement Home Before You Retire

August 28, 2023 by Robby Oakes

Many people dream of buying their ideal retirement home after their career has come to a conclusion – with all that extra free time it seems like it’d be the most logical time to shop around. However, many real estate professionals strongly recommend that their clients find a retirement property before they’re off the payroll. […]

Filed Under: Real Estate Tips Tagged With: Real Estate, Retirement

What Are The Pros And Cons Of ‘No-Deposit’ Mortgage Deals For First-Time Buyers?

August 24, 2023 by Robby Oakes

“No-deposit” mortgage deals for first-time buyers refer to mortgage options that allow buyers to purchase a home without having to put down a deposit or a down payment. Here are the pros and cons of such deals.

Filed Under: Mortgage Tagged With: Interest Rates, Loan Options, Mortgage

3 Ways To Avoid Mortgage Insurance

August 23, 2023 by Robby Oakes

When you are buying a home, you may run into a number of hurdles to complete the purchase. One of the items that you may be asked to purchase is called private mortgage insurance, often shortened to PMI. This is a unique insurance policy that your lender, such as the credit union or bank, may ask you to buy in order to protect themselves. In this insurance policy, the bank protects themselves against losing money if you end up defaulting on your loan.

Filed Under: Mortgage Tagged With: Insurance, Mortgage, PMI

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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