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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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The Benefits of Using a Veterans (VA) Loan To Purchase Your Home

November 11, 2022 by Robby Oakes

U.S. military veterans have opportunities to enjoy some richly-deserved benefits in other aspects of their lives, including some special options for financing their homes. VA loans may give active military personnel, retired veterans, and sometimes surviving family members of veterans the ability to purchase homes that might not prove available to them through more conventional mortgage loans.

Filed Under: Home Buyer Tips Tagged With: Home Loan, VA, Veterans

Considering a New Home Next Year? Start Now and Get a Jump on Improving Your Credit Score

November 10, 2022 by Robby Oakes

With the new year right around the corner, that leaves you with precious little time to get your finances in order. Let’s explore a few tips that will help you get a jump on improving your credit score before the end of the year.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

How Can You Increase The Safety And Functionality Of Your Home?

November 9, 2022 by Robby Oakes

What do you need to do if you want to improve the safety and functionality of your home? You may not think that your home has a lot of safety hazards, but you might be surprised at how many people get hurt at home every year. Particularly if you have older people in your home, or if you have people in your house with disabilities, you need to pay close attention to your safety and functionality. What are a few tips you should keep in mind?

Filed Under: Mortgage Tagged With: Lighting, Mortgage, Safety

Closing Costs And A Cash Sale: Who Pays?

November 8, 2022 by Robby Oakes

There are some people who are able to pay cash for a home. Typically, these are individuals who are selling an existing property that has gone up in value. Now, all of a sudden, they have a lot of extra money they can spend on a house. If you can pay cash for a home, you have a lot of extra negotiating power. When it is time to complete the sale, who pays?

Filed Under: Mortgage Tagged With: Cash Sale, Closing Costs, Mortgage

What’s Ahead For Mortgage Rates This Week – November 7, 2022

November 7, 2022 by Robby Oakes

Last week’s economic reporting included the Federal Reserve’s statement on its target interest rate range and Fed Chair Jerome Powell’s regularly-scheduled press conference. Data on construction spending and public and private-sector jobs was published along with weekly reports on mortgage rates and jobless claims.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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