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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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3 Reasons to Hit the Accelerator on Your Mortgage Payments – If You Can Afford It

October 11, 2022 by Robby Oakes

Does the thought of repaying your mortgage for the next twenty-plus years leave you feeling a little down? Whether you’ve had your mortgage for weeks or years, accelerating your payments is an excellent option that can help get your mortgage fully paid off in a shorter time frame. Let’s explore three great reasons to accelerate your payments so that your mortgage debt is paid down faster.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Payments

What’s Ahead For Mortgage Rates This Week – October 10, 2022

October 10, 2022 by Robby Oakes

Last week’s economic reporting included readings on construction spending, public and private sector job growth, and the national unemployment rate. Weekly readings on mortgage rates and jobless claims were also released.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Current Servicemember or Veteran? 4 Reasons Why a VA Home Loan Is an Excellent Choice

October 7, 2022 by Robby Oakes

Are you current or former member of the US military service who is looking to buy a new home? If so, you will be pleased to know that there are some special mortgage programs that are open to you. Let’s take a look at five reasons why a mortgage backed by the Department of Veterans Affairs is an excellent choice when buying your new home.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, VA Loans

What Are Conditional Approvals?

October 6, 2022 by Robby Oakes

As you take a look at potential houses for sale, what does it mean if you see a house with a conditional approval? Does that mean you can swoop in and purchase the house with a better offer? Even though a conditional approval doesn’t mean that the sale is guaranteed to go through, it does mean that an agreement is in place.

Filed Under: Mortgage Tagged With: Conditional Approval, Mortgage, Mortgage Tips

Using Your Equity To Buy Another House: What To Consider

October 5, 2022 by Robby Oakes

Buying a home is a dream that many people want to make come true. At the same time, many people dream of buying a second home. Perhaps you are looking for a rental property. Maybe you are looking for a vacation home. Regardless, you might be wondering how you can come up with the necessary cash to finance this dream. You might even be thinking about tapping into the equity in your current home to make that happen. It could be your down payment for your second house, but what do you need to know?

Filed Under: Mortgage Tagged With: Equity, Mortgage, New Home

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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