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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
to Service and Transparency

Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Mortgage Challenges For Self-Employed Home Buyers

November 28, 2018 by Robby Oakes

It’s no secret that mortgage lending institutions look favorably on steady paychecks and positive debt-to-income ratios. That can leave many self-employed prospective home buyers feeling anxious about getting approved for a mortgage. But just like the 9-to-5ers who get regular paychecks, self-employed people earning a good living can get approved with a little due diligence.

Filed Under: Mortgage Tagged With: Credit Score, Mortgage, Self-Employment

Buy Or Build Your Home? 5 Factors To Consider

November 27, 2018 by Robby Oakes

A home is one of the biggest investments you can make, and the American Dream for many. Most people spend significant time finding or designing their “dream home.” The first decision is whether to buy or build.

Filed Under: Real Estate Tagged With: Build Home, New Home, Real Estate

What’s Ahead For Mortgage Rates This Week – November 26th, 2018

November 26, 2018 by Robby Oakes

Last week’s economic readings included readings from the National Association of Home Builders Housing Market Index, National Association of Realtors(R) report on sales of pre-owned homes and Commerce Department readings on housing starts and building permits issued. Weekly reports on mortgage rates and first-time jobless claims were also released.

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Mortgage Rates

Guide to Quartz, Granite and Laminate Countertops

November 23, 2018 by Robby Oakes

It can be confusing choosing the right countertop material for your kitchen. Here is a list of some common countertop materials along with their pros and cons. Knowing the differences will help you choose the right material to serve your needs.

Filed Under: Real Estate Tagged With: home decorating, Home Improvement, Real Estate

3 Critical Tips for Buying a Home in a Short Sale

November 21, 2018 by Robby Oakes

You just found your perfect home, and you feel like everything is right including the price. But, what could be wrong with your ideal home? Maybe, it is being sold as a short sale, and that could present a major challenge if you want to become be the eventual homeowner.

Filed Under: Real Estate Tagged With: Pre-Approval, Real Estate, Short Sale

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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