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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
to Service and Transparency

Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Seller-Paid Closing Costs In A Seller’s Market? Yes, It’s Still Possible

July 3, 2018 by Robby Oakes

For first-time home buyers, closing costs are a major hurdle for home ownership. Coming up with a down payment and several thousand dollars for closing costs can be hard without home equity to tap.

Filed Under: Mortgage Tagged With: Closing Costs, Home Loan, Mortgage

What’s Ahead For Mortgage Rates This Week – July 2nd, 2018

July 2, 2018 by Robby Oakes

Last week’s economic reports included readings from Case-Shiller housing market indices and data released on new and pending home sales. Weekly releases on mortgage rates and first-time unemployment claims along with the Consumer Sentiment Index for June were also posted.

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Mortgage Rates

Home Automation Conveniences Attract Buyers

June 28, 2018 by Robby Oakes

The rise in Millennial home buyers will inevitably change the items that promote faster and more lucrative home sales.

Filed Under: Real Estate Tagged With: Automation, Innovation, Real Estate

Understanding the Factors That Impact Your Credit Score

June 27, 2018 by Robby Oakes

Most consumers believe if they pay their bills on time, they need not worry about their credit score. Oftentimes, it is a rude awakening when they apply for a mortgage loan, car loan, or any revolving credit to learn they are not going to get the lowest rates available due to their credit score. This is because paying bills on time only accounts for 35 percent of your credit score. The remaining 65 percent is spread out among other factors that impact your credit score.

Filed Under: Mortgage Tagged With: Credit Score, Mortgage, Pre-Approval

Is It A Good Idea To Buy A Remodeled Home?

June 26, 2018 by Robby Oakes

If you watch popular TV shows like Property Brothers, Flip or Flop and Fixer Upper, you might believe that buying a remodeled home is a great idea. These shows always have happy endings. The process looks fun and easy, and the houses turn out beautiful. However, it is rarely this easy when buying a real-life remodeled home.

Filed Under: Real Estate Tagged With: Fixer-Upper, Real Estate, Remodel

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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