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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
to Service and Transparency

Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Should You Pay Discount Points When You Get Your Mortgage?

April 17, 2018 by Robby Oakes

One of the challenges you will face when deciding how much money to put down on your new home is whether to put down a larger down payment or to take a bit of money from your down payment and use it to buy “discount points” to lower your interest rate.

Filed Under: Mortgage Tagged With: Discount Points, Mortgage, Tax Deduction

What’s Ahead For Mortgage Rates This Week – April 16th, 2018

April 16, 2018 by Robby Oakes

Last week’s economic reports included readings on inflation, the minutes of the most recent meeting of the Fed’s Federal Open Market Committee and weekly reports on mortgage rates and first-time jobless claims.

Filed Under: Financial Reports Tagged With: Fed, Financial News, Mortgage Rates

The Humble Vegetable Garden: A Fun, Health-conscious Home Project for the Entire Family

April 13, 2018 by Robby Oakes

Whether you are hunting for a project that will pry the kids away from their phones or you just want a head start on the spring, few home projects are as rewarding as a vegetable garden. Invest a few hours in planting today, some maintenance throughout the year and soon you’ll be enjoying some delicious, home-grown veggies. Ready? Let’s get started!

Filed Under: Around The Home Tagged With: Around The Home, Homeowner Tips, Upgrades and Renovations

Look Beyond The Interest Rate: What Else Matters When Choosing A Mortgage Lender?

April 12, 2018 by Robby Oakes

Most consumers securing a mortgage plan to remain in that loan for 30 years. During that time, the borrower maintains a relationship with the loan servicer or lender. Most often, home buyers do not think twice about who the mortgage lender is, but rather focus on the interest rates offered.

Filed Under: Mortgage Tagged With: Interest Rates, Mortgage, Mortgage Lenders

How The 2018 Tax Changes Can Affect Your Mortgage

April 11, 2018 by Robby Oakes

When the chatter was at its peak on the 2018 tax law changes being proposed, one of the big areas of concern for homeowners was the elimination of the mortgage interest deduction. Right behind that issue was a similar treatment with regards to property tax deductions.

Filed Under: Mortgage Tagged With: Mortgage, Tax Deduction, Taxes

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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