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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
to Service and Transparency

Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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The Four Best Questions To Ask Before Refinancing Your Mortgage

March 20, 2018 by Robby Oakes

When trying to decide what to do, compare the cost of refinancing with what it would cost you in additional interest to hold on to your existing loan. While the breakdown is different for every borrower, generally, you’ll need to keep your current house and loan for anywhere from three to six years to break even on the costs of refinancing.

Filed Under: Mortgage Tagged With: Home Loan, Mortgage, Refinancing

What’s Ahead For Mortgage Rates This Week – March 19th, 2018

March 19, 2018 by Robby Oakes

Last week’s economic news included readings From National Association of Home Builders, Commerce Department reports on housing starts and building permits issued Weekly readings on mortgage rates and new jobless claims were also released.

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Mortgage Update

Moving From An Apartment To A House? Here’s What You Need To Remember About Your Lease

March 16, 2018 by Robby Oakes

The major problem that the vast majority of buyers will run into – especially when purchasing their first home – has to do with a lease agreement that is still active with their apartment complex at the time of the purchase.

Filed Under: Real Estate Tagged With: Landlord, Real Estate, Tenant

What Are The Benefits And Drawbacks Of Putting 20 Percent Down On A Home Purchase?

March 15, 2018 by Robby Oakes

Several generations ago, lenders required home buyers to have a 20 percent down payment in order to get a mortgage. While there were a few options out there for people who couldn’t save this substantial amount, the reality was that for the majority of people, the 20 percent down was a requirement.

Filed Under: Mortgage Tagged With: Down Payment, Mortgage, Piggyback Loan

What Items Can Change My Mortgage Pre-Approval Status?

March 14, 2018 by Robby Oakes

When you are purchasing a home, your lender may recommend you obtain a mortgage pre-approval before you find the home of your dreams. There are some benefits to being pre-approved before you find a home, but oftentimes, people confuse pre-qualifications with pre-approvals.

Filed Under: Mortgage Tagged With: Assets, Mortgage, Pre-Approval

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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