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A North Carolina Mortgage Originator Committed
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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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What’s Ahead For Mortgage Rates This Week – October 30, 2017

October 30, 2017 by Robby Oakes

Last week’s economic news included readings on new and pending home sales and weekly reports on mortgage rates and new jobless claims.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Buying an Older Home? Watch Out for These 3 Key Flaws That Could Spell Trouble

October 27, 2017 by Robby Oakes

Are you a fan of homes with a bit more character than newer, modern designs? Whether in pristine condition or more of a “fixer upper,” older homes are incredibly popular in cities across the country. However, there are some key factors to consider if you’re thinking about buying a home built decades ago before modern standards were enforced.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

Stuck in a Bidding War? 3 Ways to Win Without Busting Through Your Mortgage Approval Amount

October 26, 2017 by Robby Oakes

Are you making an offer on a new home in a hot housing market? If so, one possibility is that you are going to end up bidding against other buyers who are looking to buy the same home. Unfortunately, in some cases bidding wars are inevitable, and they can be a significant source of stress. Let’s take a look at three ways that you can win a bidding war without having to spend more than you can afford.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Worried That Your Past Student Loan Debt Might Delay Buying a Home? Here’s What to Do

October 25, 2017 by Robby Oakes

Whether you are just about to graduate college or you have been out for a few years, there’s a good chance you’re carrying some amount of student loan debt. It seems that news headlines are regularly pointing out that the nation’s graduates are suffering from the stress of student debt. Moreover, that pressure can be even worse for those who are looking to buy a home and start putting some roots down in the local community.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Down Payments, Home Buyer Tips

Man Vs. Machine: Why Using a Human Mortgage Professional Is Better Than Trusting an App

October 24, 2017 by Robby Oakes

Are you currently house-hunting or plan to be in the near future? If you plan on using mortgage financing to pay for your home, you will soon discover that there’s no shortage of options available to you. You can meet with a local mortgage professional, apply for mortgages online and even download mobile apps that promise to set you up with a mortgage. However, is every option equal?

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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