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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
to Service and Transparency

Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Thank You for Your Trust and Support This Holiday Season

November 28, 2024 by Robby Oakes

As we gather with family and friends this Thanksgiving, I want to take a moment to express my gratitude to all of my past and potential clients.

Filed Under: Holidays Tagged With: gratitude, Happy Thanksgivng, Thankful

Why Tax Prep is Crucial for Mortgage Applicants

November 27, 2024 by Robby Oakes

When you are preparing to buy a home, tax season should be on your radar as it plays a significant role in your mortgage application process. Whether you’re a first-time homebuyer or a seasoned investor, how you file your taxes can have a direct impact on the mortgage you qualify for.

Filed Under: Taxes Tagged With: Mortgage Tips, Self Employed Homebuyers, Tax Preparation

A Deep Dive Into Bank Statement Second Mortgages for Self-Employed Individuals

November 26, 2024 by Robby Oakes

If you’re self-employed or have an income that doesn’t fit traditional molds, securing financing for a home renovation or debt consolidation can seem daunting. However, bank statement second mortgages are designed to provide a viable solution for homeowners who don’t rely on conventional pay stubs, W-2 forms, or tax returns.

Filed Under: Mortgage Application Tagged With: Bank Statement Loans, Home Equity Loan, Self Employed

What’s Ahead For Mortgage Rates This Week – November 25th, 2024

November 25, 2024 by Robby Oakes

Following the election results, the University of Michigan’s Consumer Sentiment Report painted a less-than-stellar picture, reflecting stagnation in sentiment. The prior week was relatively light, aside from the Consumer Sentiment data. However, the S&P PMI Industrial Numbers provided a brighter outlook, indicating some acceleration in manufacturing activity as the holiday season approaches. Looking ahead, the coming week is expected to deliver more significant data on inflation, including the Federal Reserve’s preferred inflation indicator, the PCI Index.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Key Professionals to Know When Building Your Homeowner Network

November 22, 2024 by Robby Oakes

Owning a home is a rewarding milestone that symbolizes stability and personal achievement. It also comes with its fair share of challenges and responsibilities. Maintenance, emergencies, and long-term property planning require having the right professionals in your network to ensure a smooth homeownership experience.

Filed Under: Homeowner Tips Tagged With: Essential Contacts, Home Maintenance, Homeowner Network

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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