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Robby Oakes Mortgage Team
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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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How Mortgage Rates Are Determined

January 2, 2025 by Robby Oakes

When you’re looking to purchase a home or refinance an existing mortgage, understanding how mortgage rates are determined is key to navigating your financial journey. These rates are influenced by a combination of personal financial factors and broader economic conditions, which work together to impact how much you’ll pay over the life of your loan.

Filed Under: Mortgage Rates Tagged With: Financial Tips, Home Buying Journey, Mortgage Rates

Cheers to New Beginnings and New Opportunities in 2025!

January 1, 2025 by Robby Oakes

As we step into 2025, I want to express my heartfelt gratitude to all my clients and those considering the journey to homeownership.

Filed Under: Holidays Tagged With: 2025 Goals, Happy New Year, New Year New Home

Looking Ahead to a New Year of Helping You Achieve Your Homeownership Dreams

December 31, 2024 by Robby Oakes

As we approach the end of this year, we can’t help but reflect on the incredible journey we’ve had together with all of you. This year has been filled with growth, new opportunities, and the realization of long-held dreams, whether it’s buying a new home, refinancing to secure a better rate, or exploring the best mortgage options available. We are honored to have played a part in helping so many of you achieve your homeownership goals.

Filed Under: Holidays Tagged With: Homeownership Journey, Mortgage Goals, New Year New Home

What’s Ahead For Mortgage Rates This Week – December 30th, 2024

December 30, 2024 by Robby Oakes

With Christmas concluding the prior week, there were few reports other than Consumer Confidence, which had come in slightly below expectations. This should prove to have little impact, especially in the following week. With the New Year on the horizon, there are no reports other than the Chicago Manufacturing output report for the entire week. Happy Holidays!

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

How to Buy a Home if You Owe Taxes

December 27, 2024 by Robby Oakes

If you’re considering buying a home while dealing with unpaid taxes, you might be wondering how your tax debt affects your mortgage approval. The good news is, it is possible to buy a home even if you owe taxes. Here’s what you need to know about how owing taxes can impact your homebuying process.

Filed Under: Tax Debts Tagged With: First Time HomeBuyer, Home Loan Advice, Tax Debt

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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