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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
to Service and Transparency

Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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4 Of The Best Questions To Ask Before Refinancing Your Mortgage

April 9, 2014 by Robby Oakes

To get a conventional loan, you will usually need to have at least 20 percent equity. This means that your house will have to be worth at least $250,000 to get a $200,000 loan. If you have less equity, you could end up having to pay for private mortgage insurance, which can easily add $100 or more to your monthly payment.

Filed Under: Uncategorized Tagged With: Home Loans, Home Mortgage Tips, Refinancing

Four Places To Look For Tax Deductions In Your Home

April 8, 2014 by Robby Oakes

Paying your income taxes each year leave your wallet a bit thin? There may be money hiding in your home that lessens your tax burden. Here are four places to look:

Filed Under: Uncategorized Tagged With: Homeowner Tips, Housing Analysis, Tax Deductions

What’s Ahead For Mortgage Rates This Week – April 7, 2014

April 7, 2014 by Robby Oakes

Last week’s economic news included readings on February construction spending and multiple reports on employment data. Private sector employment was higher in March, but The Bureau of Labor Statistics reported that Non-Farm Payrolls for March fell short of expectations.

Filed Under: Uncategorized Tagged With: Housing Analysis, Housing Market, Mortgage Rates

Give Your Home An Instant Facelift, Wallpaper Is Back!

April 4, 2014 by Robby Oakes

Though it can be an entirely different story for a trend shift in the opposite direction, which then requires you to get out the soaking bucket and scraping tool, wallpaper coming back into style is a home decor blessing for many.

Filed Under: Uncategorized Tagged With: Home Decor, Home Improvement, Wallpaper

Millenials Have Great Homebuying Tools Available To Them

April 3, 2014 by Robby Oakes

The economy seems to be finally turning, and home loan interest rates are still historically low. Real estate values are starting to climb as well, all of which makes for a growing opportunity for new homeowners to get into the market before it gets too expensive again.

Filed Under: Uncategorized Tagged With: Home Buying Tips, Millenials, New Buyers

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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