Robby Oakes Mortgage

Chapel Hill Mortgage Lender | Robby's Blog about Mortgages in Raleigh, Durham, Chapel Hill, and Crystal Coast area of NC

  • Home
  • Our Main Site
  • Blog
  • Resources
    • Mortgage Calculator
    • First Time Home Buyer Tips
    • First Time Home Seller Tips
    • Home Appraisal
    • Home Inspection
    • Loan Checklist
    • Loan Process
    • Loan Programs
    • Mortgage FAQ
    • Mortgage Glossary
  • Contact Us
Block
Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
to Service and Transparency

Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

Rate Quote Icon
Get a Rate Quote
Want a quick quote? Fill out this form
Get Pre-Approved
Get Pre-Approved Now
Ready to get started? Click here!

Does Your Home Loan Have a Prepayment Penalty?

October 9, 2024 by Robby Oakes

Buying a home is a huge milestone, and the excitement of closing can lead many buyers to quickly accept any mortgage offer without fully understanding its terms. One important detail to watch for is whether your mortgage includes a prepayment penalty.

Filed Under: Mortagage Tips Tagged With: Home Loan Tips, Mortgage Advice, Prepayment Penalty

Consolidate Credit Card Debt with a Cash-Out Refinance

October 8, 2024 by Robby Oakes

If you’re feeling overwhelmed by credit card debt, a cash-out refinance may be an effective way to manage it. This type of mortgage allows you to utilize your home’s equity to pay off high-interest credit cards, consolidating them into a single, lower-interest mortgage payment.

Filed Under: Credit Scoring Tagged With: Cash Out Refinance, Debt Consolidation, Home Equity

What’s Ahead For Mortgage Rates This Week – October 7th, 2024

October 7, 2024 by Robby Oakes

Last week was a fairly light week, with the non-farm payroll data being the most significant release. The data showed that payrolls are growing at a faster rate than historical trends suggest, which could indicate that inflation is still above the Federal Reserve’s target. In contrast, the upcoming week has a busy schedule, with many important economic releases lined up back to back.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

How to Get a Mortgage Without a Credit Score

October 4, 2024 by Robby Oakes

Getting a mortgage without a credit score may seem like a tough task, but it is possible. Many assume that a credit score is a must, but if you don’t have one, you can still pursue your dream of homeownership. Here’s how.

Filed Under: Credit Scoring Tagged With: FHA Loan, Mortgage Without Credit, No Credit Score

Do VA Entitlements Ever Expire?

October 3, 2024 by Robby Oakes

The VA home loan program is one of the most valuable benefits offered to those who have served in the U.S. military, providing veterans and active-duty personnel with access to favorable mortgage terms. One common question is whether these VA entitlements ever expire.

Filed Under: Mortgage Tagged With: Mortgage Entitlement , VA Home Loans, Veterans Benefits

  • « Previous Page
  • 1
  • …
  • 47
  • 48
  • 49
  • 50
  • 51
  • …
  • 540
  • Next Page »

Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

How can we help?

Connect with Us

CIMG Residential Mortgage

Quick Links

  • Our Main Site
  • Accessibility Statement
  • NMLS Consumer Access
  • Privacy Policy
©2025 Robby Oakes Mortgage Team
Corporate Investors Mortgage Group
NMLS# 39460.
Licensed to Do Business in the State of NC

Equal_Housing_Opportunity

Copyright © 2025 · Powered by MySMARTblog

Copyright © 2025 · Genesis Sample Theme on Genesis Framework · WordPress · Log in