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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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What’s Ahead For Mortgage Rates This Week – October 27th, 2025

October 27, 2025 by Robby Oakes

While the government shutdown remains ongoing, inflation data for both the CPI and PPI has been released, indicating that inflation came in below expectations.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

How to Lower Payments Without Refinancing

October 24, 2025 by Robby Oakes

Many homeowners want to reduce their monthly mortgage payments but hesitate to refinance. Refinancing can come with closing costs, new loan terms, and time-consuming paperwork. The good news is that there are several ways to lower your payment without refinancing.

Filed Under: Mortgage Tips Tagged With: Homeownership, Mortgage Savings, Mortgage Tips

The Future of Mortgages with Technology Fintech and AI

October 23, 2025 by Robby Oakes

The mortgage industry is evolving faster than ever. Technology, fintech innovation, and artificial intelligence are transforming how borrowers find, qualify for, and manage their home loans. These advancements are making the mortgage process faster, smarter, and more transparent, creating new opportunities for both lenders and buyers.

Filed Under: Mortgage Tagged With: Home Buying, Mortgage Tips, Relocation

How to Buy a Home if You Are Relocating for Work

October 22, 2025 by Robby Oakes

Starting a new job often means a fresh start in a new city. While relocation can be an exciting opportunity, buying a home while juggling a move can feel like a balancing act. Between learning about a new market, coordinating timing, and managing logistics, the process requires careful planning and trusted guidance.

Filed Under: Mortgage Tips Tagged With: Home Buying, Mortgage Tips, Relocation

How Parenthood Changes Mortgage Needs and Housing Priorities

October 21, 2025 by Robby Oakes

Becoming a parent changes everything, including how you think about homeownership. The priorities that once guided your decisions, like proximity to nightlife, short commutes, or luxury finishes, shift dramatically when you start planning for a growing family. Suddenly, your focus moves from what suits your lifestyle today to what supports your family’s future tomorrow.

Filed Under: Home Mortgage Tips Tagged With: Housing Priorities, Mortgages, Parenthood

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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