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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
to Service and Transparency

Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Celebrating Independence Day: More Than Just Fireworks and BBQs

July 4, 2024 by Robby Oakes

While fireworks, barbecues, and parades are fundamental to our 4th of July celebrations, the spirit of Independence Day runs much deeper.

Filed Under: Holidays Tagged With: Freedom, gratitude, IndependenceDay

How to Read Your Mortgage Statement: What to Look For and How to Ensure Its Accuracy

July 3, 2024 by Robby Oakes

Your mortgage statement is an important document that provides detailed information about your home loan. Understanding it can help you manage your mortgage more effectively, identify potential issues early, and ensure you’re on track with your payments.

Filed Under: Mortgage Tagged With: Finances, Mortgage, Mortgage Statement

Understanding Graduated Payment Mortgages

July 2, 2024 by Robby Oakes

When it comes to buying a home, you will find many mortgage options available. One of the lesser-known but potentially advantageous choices is the Graduated Payment Mortgage (GPM).

Filed Under: Mortgage Tagged With: Graduated Payment Mortgage, Mortgage, Mortgage Tips

What’s Ahead For Mortgage Rates This Week – July 1st, 2024

July 1, 2024 by Robby Oakes

Following the release of key data such as the FOMC rate decision and CPI and PPI inflation reports, only the PCE Index reports remained to set the course, which are coming in well within expectations. The Consumer Confidence Report is also a significant concern since it influences broader economic decisions when consumers hesitate to spend, usually due to rising living costs.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Understanding the Role of HUD in Regulating Mortgage Lending Practices

June 28, 2024 by Robby Oakes

With various regulations and guidelines to follow, it’s crucial to understand the role of the U.S. Department of Housing and Urban Development (HUD) in this landscape. HUD plays a vital role in regulating mortgage lending practices to ensure fair and equitable access to housing. In this blog post, we’ll delve into the functions of HUD and how they impact mortgage lending practices.

Filed Under: Mortgage Application Tagged With: Fair Housing, Homeownership, HUD

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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