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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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How Divorce Affects Mortgage Responsibilities: What Changes, Who is Responsible, and More

June 27, 2024 by Robby Oakes

Divorce is a challenging life event that can significantly impact various aspects of your financial life, including your mortgage responsibilities. When couples decide to part ways, the fate of the family home and the associated mortgage often becomes a complex issue that requires careful consideration.

Filed Under: Mortagage Tips Tagged With: Divorce Settlement, Divorce Tips, Mortgage Responsibilities

How Economic Trends Influence Mortgage Lending

June 26, 2024 by Robby Oakes

As a consumer, understanding these economic trends can empower you to make informed decisions about your mortgage. Let’s discuss some key economic factors that influence mortgage lending and what they mean for you.

Filed Under: Mortgage Rates Tagged With: Housing Market, Mortgage Lending, Mortgage Rates

Can Closing Costs Be Included in Your Loan? Here’s What You Need to Know

June 25, 2024 by Robby Oakes

When buying a home, many people are aware of the down payment but often overlook the additional costs that come with closing the deal. These expenses, known as closing costs, can sometimes catch buyers off guard. The good news is that, in certain circumstances, closing costs can be included in your loan.

Filed Under: Mortgage Tagged With: ClosingCosts, HomeBuyingTips, Mortgage

What’s Ahead For Mortgage Rates This Week – June 24th, 2024

June 24, 2024 by Robby Oakes

Currently, the Retail Sales Report is the sole report that has weight. With the passage of more optimistic inflation data reports, retail sales coming in slightly under expectations will have little to no bearing on the overall outlook. Given the last major reports indicating the economy’s health and state of inflation, there is more optimism toward a potential rate cut this year. Lending partners have still been quick to continue cutting rates.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

How Long Does It Take to Refinance a House?

June 21, 2024 by Robby Oakes

Refinancing your home can be a smart financial move, offering you the chance to secure a better interest rate, reduce monthly payments, or even tap into your home’s equity. However, one of the most common questions homeowners have is: “How long does it take to refinance a house?” While the timeline can vary based on several factors, here’s a general overview to help you understand the process.

Filed Under: Mortgage Tagged With: Home Refinance, Mortgage Tips, Refinance

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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