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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
to Service and Transparency

Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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How Can Home Renovations Protect You from Natural Hazards

November 28, 2023 by Robby Oakes

Reinforce Your Home’s Structure: One of the most important aspects of protecting your home from natural disasters is ensuring that its structure is strong and stable. You can reinforce your home’s structure by adding earthquake-resistant materials, hurricane straps, and reinforced roofing systems.

Filed Under: Homeowner Tips Tagged With: Home Safety, Home Value, Renovation

What’s Ahead For Mortgage Rates This Week – November 27, 2023

November 27, 2023 by Robby Oakes

The numbers: The leading economic index declined 0.8% in October and fell for the 19th month in a row, but the U.S. economy doesn’t appear any closer to a recession than when the losing streak began.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Uncovering the Hidden Issues Beyond Real Estate Inspections

November 24, 2023 by Robby Oakes

Purchasing a home is one of the most significant financial investments one can make in one’s lifetime. However, beneath the glossy exterior of a prospective dream home lies a world of hidden issues that can have a profound impact on your investment.

Filed Under: Homebuyer Tips Tagged With: Electrical, Home Inspection, Mold

Exploring the Diversity of Property Types: Finding Your Ideal Home

November 22, 2023 by Robby Oakes

When exploring different property types, consider what matters most to you. Assess your lifestyle, future plans, financial capabilities, and personal preferences. What kind of living environment aligns best with your goals and values? Do you prioritize independence or enjoy communal living? Are you looking for an investment opportunity or a space to settle down in for the long term?

Filed Under: Home Mortgages Tagged With: Mortgage, Property Types

How Will A Short Sale Affect Your Ability To Buy Another House In The Future?

November 21, 2023 by Robby Oakes

One of the most immediate consequences of a short sale is its impact on your credit score. When you sell your home for less than the amount owed on your mortgage, the lender reports the debt as “settled” or “paid less than the full amount,” which can significantly lower your credit score.

Filed Under: Mortgage Tagged With: Home Ownership, Real Estate, Short Sale

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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