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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Creative Financing Options for Homebuyers

December 20, 2023 by Robby Oakes

When it comes to purchasing Real Estate, the traditional financing options may not always be the perfect fit for every aspiring homeowner. Fortunately, a range of alternative financing options exists, offering innovative solutions that cater to diverse financial circumstances. Here are some creative financing avenues that empower homebuyers to achieve their dream of homeownership: rent-to-own, lease-purchase agreements, and shared equity arrangements.

Filed Under: Mortgage Tips Tagged With: Finance Options, Homebuyers, Mortgage

How Mortgage Refinancing Can Help to Finance Home Improvements

December 19, 2023 by Robby Oakes

If you’re planning to remodel or renovate your home in the near future – whether to provide a better living environment or as part of a house flip – you’ll need to find a way to pay for your home improvements. There are several different possible sources of renovation money, each with their own advantages and disadvantages. One option that is gaining popularity is mortgage refinancing.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Refinancing

What’s Ahead For Mortgage Rates This Week – December 18, 2023

December 18, 2023 by Robby Oakes

With both CPI and PPI reports well within expectations, there is a favorable reception across the broader market spectrum that these reports are a strong sign that the Federal Reverse will begin rate cuts in 2024. A soft landing for the economy is the primary goal of the Federal Reserve, and it would seem their measures have had the intended impact with the Jobless claims seeing a recent new low and many of the primary economic signals pointing to a stable 2024.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Unraveling the Impact of Appraisal Value

December 15, 2023 by Robby Oakes

The journey to homeownership is a thrilling adventure, but it comes with its fair share of challenges. One crucial aspect that can significantly influence the mortgage process is the appraisal value of your prospective home.

Filed Under: Mortgage Tagged With: Appraisal, Appraisal Value, Mortgage

Why You Need to Be Truthful on Your Mortgage Application

December 14, 2023 by Robby Oakes

There are few things better than finding your dream home and being able to afford it, but simply because you’ve found the perfect place doesn’t mean you should stretch the truth. It might seem tempting to polish your mortgage application a little in the hopes of making a better impression, but here are a few reasons why you should stick to the truth when signing off on your home.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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