Chapel Hill Mortgage Lender | Robby's Blog about Mortgages in Raleigh, Durham, Chapel Hill, and Crystal Coast area of NC
by Robby Oakes
Owning a home is a very important milestone in life and for most people it is the largest purchase that they will ever make.
Many first time home buyers are so eager to move into their new property that they overlook the fine print and details and make some mistakes.
Buying a home is a complicated process and there are many things to keep in mind when you are making these important decisions.
Here are a few financial mistakes to avoid when buying your home:
by Robby Oakes
Earthquakes, windstorms, rain damage, flooding, falling trees, vandalism, burglary… there are many things which could possibly happen to cause damage to your home.
This is why homeowner’s insurance is important, so that you can be protected in these unfortunate events.
However, home insurance doesn’t have to be as expensive as you might think.
There are a few ways that you can reduce the cost of this insurance and protect your home for less.
by Robby Oakes
If you were to die tomorrow, would your spouse and your children have enough money to take care of themselves?
Life insurance is designed to help provide financial security to your loved ones after you pass away. The policy will cover your funeral costs, as well as setting aside money for your family to support them after you are gone.
Life insurance is especially important if you are the main breadwinner for the family.
by Robby Oakes
You’ve tried to make a budget and stick to it, recording your expenses and income on a spreadsheet and keeping track of your spending. However, you still seem to always end up with more month than money.
Where does it all go and what are you missing?
Budgets are not easy to keep and there are many things that you could be doing which are unintentionally ruining your best laid plans. Here are a few of the top things which can get in the way of your goal to save money:
by kwoods2012
If you are expecting a large tax refund this year, what will you do with it?
It might be tempting to spend this large windfall on shopping, eating out and other fun things.
However, a tax refund is also an opportunity to gain some financial headway and set you up in a better situation for the future.
Here are a few smart ways to use your tax refund this year:
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