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Should You Use a 401(k) for a Down Payment?

April 30, 2025 by Robby Oakes

Buying a home is a major financial milestone, and saving for a down payment can be one of the biggest challenges. If you’re struggling to gather the necessary funds, you might be considering using your 401(k) retirement savings to cover the cost. While this option is available, it’s essential to weigh the potential benefits and risks before making a decision.

Filed Under: Mortgage Tips Tagged With: 401k Loans, Down Payment, Mortgages

Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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